SWG Property
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quotes@swgins.comPlease include the following information:
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SWG Property
Commercial Property Insurance
SWG PROPERTY – Commercial Property Insurance is designed to cover hard-to-place property accounts. We can accommodate most realty-type risks, from stand-alone rentals and vacant dwellings to large commercial risks, with an in-house capacity of up to $7,000,000.
Coverage Highlights:
- Broad form or named perils
- Replacement cost
- ACV
- Dependent on individual risk, age, construction, occupancy and town grade
Other Coverages Include:
- Business interruption, rental income, 18/24 month indemnity
- Flood, quake, sewer backup
- Crime – including employee dishonesty & broad form money & securities
- Mechanical breakdown
packages extention:
- Personal Property of Officers and Employees
- Growing Plants, Trees, Shrubs or Flowers in the Open; Limited to $1,000 per plant
- Accounts Receivable
- Stock Spoilage
- Building By-Laws
- Inflation Protection
- Exhibition Coverage
- Automatic Fire Suppression System Recharge Expense
- Brands and Labels
- Fire Fighting Expenses
- New Acquired Locations (30 Days), building, equipment and stock (contents)
- Debris Removal
- Peak Season Increase
- Contents Off Premises in the custody of Sales Representatives
- Land and Water Pollution Clean Up Expense (Annual Aggregate)
- Building Damage by Theft
- Extra Expense
- Valuable Papers
- Off Premises Services Interruption
- Electronic Data Processing Equipment and Media
- Systems Breakdown Coverage
- Fine Arts
- Installation Floater
- Professional Fees
- Exterior Building Glass
- Signs
- Master Key
Liability:
Most realty-type risks are written on a “Premises” type form, but full CGLs including tenant’s legal liability are available.
We Cover:
Includes but is not limited to the list below. Contact us if you don’t see what you are looking for.
- Apartment houses (with/out commercial occupancies)
- Campgrounds
- Food trucks/Hotdog carts/Chip trucks
- Hotels/Motels
- Rooming houses
- Rented dwellings
- Retail stores
- Strip plazas
- Student housing
- Vacant property
Bolded items are combined programs for specialty industries and professions. Click to learn more.
