SWG Property

SWG Property

Commercial Property Insurance

SWG PROPERTY – Commercial Property Insurance is designed to cover hard-to-place property accounts. We can accommodate most realty-type risks, from stand-alone rentals and vacant dwellings to large commercial risks, with an in-house capacity of up to $7,000,000.

Coverage Highlights:
  • Broad form or named perils
  • Replacement cost
  • ACV
  • Dependent on individual risk, age, construction, occupancy and town grade
Other Coverages Include:
  • Business interruption, rental income, 18/24 month indemnity
  • Flood, quake, sewer backup
  • Crime – including employee dishonesty & broad form money & securities
  • Mechanical breakdown
packages extention:
  • Personal Property of Officers and Employees
  • Growing Plants, Trees, Shrubs or Flowers in the Open; Limited to $1,000 per plant
  • Accounts Receivable
  • Stock Spoilage
  • Building By-Laws
  • Inflation Protection
  • Exhibition Coverage
  • Automatic Fire Suppression System Recharge Expense
  • Brands and Labels
  • Fire Fighting Expenses
  • New Acquired Locations (30 Days), building, equipment and stock (contents)
  • Debris Removal
  • Peak Season Increase
  • Contents Off Premises in the custody of Sales Representatives
  • Land and Water Pollution Clean Up Expense (Annual Aggregate)
  • Building Damage by Theft
  • Extra Expense
  • Valuable Papers
  • Off Premises Services Interruption
  • Electronic Data Processing Equipment and Media
  • Systems Breakdown Coverage
  • Fine Arts
  • Installation Floater
  • Professional Fees
  • Exterior Building Glass
  • Signs
  • Master Key
Liability:

Most realty-type risks are written on a “Premises” type form, but full CGLs including tenant’s legal liability are available.

We Cover:

Includes but is not limited to the list below. Contact us if you don’t see what you are looking for.

  • Rooming houses
  • Rented dwellings
  • Retail stores
  • Strip plazas
  • Student housing
  • Vacant property

Bolded items are combined programs for specialty industries and professions. Click to learn more.