As a broker navigating the intricate world of insurance coverage, finding the right fit for your clients is paramount. South Western Insurance Group (SWG) understands the challenges brokers face, which is why they’ve crafted a specialized insurance package tailored for food vendors. Let’s dive into what sets SWG Property: Food Vendors coverage apart and how it can benefit both you and your clients.
Coverage Overview
SWG Property: Food Vendors insurance is designed to cater to the unique needs of mobile and stationary food providers, including hot dog carts, chip wagons, and gourmet food trucks. With coverage extending to both seasonal and year-round operations, SWG ensures comprehensive protection for your clients’ businesses.
Key Features
- Unit and Contents Coverage: SWG’s policy encompasses both the unit and its contents, providing robust protection against various risks that food vendors may encounter.
- CGL (Commercial General Liability): The coverage includes essential elements such as bodily injury and property damage, tenant’s legal liability, and non-owned automobile coverage. With standard limits of $1,000,000 and $2,000,000, and the option to request up to $5,000,000, SWG ensures flexibility to meet diverse client needs.
- Risk Management: For vendors utilizing deep frying in their operations, SWG mandates the presence of an automatic fire suppression system and a class K fire extinguisher, mitigating potential fire hazards and enhancing safety protocols.
A different coverage
What sets SWG Property: Food Vendors coverage apart from the competition is its unparalleled commitment to affordability and accessibility. Unlike other providers, SWG offers premiums that are generally lower, particularly in property coverage. Moreover, SWG eliminates the stringent experience requirements imposed by some markets, welcoming less experienced clients without compromising on quality coverage.
An inclusive coverage
The experience of the insured is a primary concern for SWG. While other markets may demand a minimum of three years of experience before considering coverage, SWG recognizes the potential of all clients, irrespective of their tenure in the industry. By prioritizing simplicity and inclusivity, SWG ensures a seamless experience for both brokers and their clients.
Engagement and Support
Brokers can rely on SWG’s dedicated team of underwriters for support and guidance regarding the Food Vendors insurance coverage. Comprehensive information and application forms are available on our website http://www.swgins.com.
In a rapidly evolving insurance landscape, SWG Property: Food Vendors coverage stands as a beacon of reliability, affordability, and inclusivity. With a commitment to serving the needs of food vendors across various provinces, SWG empowers brokers to provide their clients with peace of mind and comprehensive protection. Explore the possibilities with SWG today and redefine insurance solutions for the food vendor industry.
*Please Note* This product is not available in Quebec
