SWG Property

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    • Please print out the appropriate application(s) above, fill-out, scan and email to:
      quotes@swgins.com

      Please include the following information:

      Product/Application

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      Last Name

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      Phone Number

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    SWG Property

    Commercial Property Insurance

    SWG PROPERTY – Commercial Property Insurance is designed to cover hard-to-place property accounts. We can accommodate most realty-type risks, from stand-alone rentals and vacant dwellings to large commercial risks, with an in-house capacity of up to $7,000,000.

    Coverage Highlights:
    • Broad form or named perils
    • Replacement cost
    • ACV
    • Dependent on individual risk, age, construction, occupancy and town grade
    Other Coverages Include:
    • Business interruption, rental income, 18/24 month indemnity
    • Flood, quake, sewer backup
    • Crime – including employee dishonesty & broad form money & securities
    • Mechanical breakdown
    packages extension:
    • Personal property of officers and employees
    • Growing plants, trees, shrubs or flowers in the open; Limited to $1,000 per plant
    • Accounts receivable
    • Stock spoilage
    • Building by-laws
    • Inflation protection
    • Exhibition coverage
    • Automatic fire suppression system recharge expense
    • Brands and labels
    • Fire fighting expenses
    • New acquired locations (30 days), building, equipment and stock (contents)
    • Debris removal
    • Peak season increase
    • Contents off premises in the custody of sales representatives
    • Land and water pollution clean up expense (annual aggregate)
    • Building damage by theft
    • Extra expense
    • Valuable papers
    • Off premises services interruption
    • Electronic data processing equipment and media
    • Systems breakdown coverage
    • Fine arts
    • Installation floater
    • Professional fees
    • Exterior building glass
    • Signs
    • Master key
    Liability:

    Most realty-type risks are written on a “Premises” type form, but full CGLs including tenant’s legal liability are available.

    We Cover:

    Includes but is not limited to the list below. Contact us if you don’t see what you are looking for.

    • Apartment houses (with/out commercial occupancies)
    • Campgrounds
    • Food vendors
    • Hotels/Motels
    • Rooming houses
    • Rented dwellings
    • Retail stores
    • Strip plazas
    • Student housing
    • Vacant property

    Bolded items are combined programs for specialty industries and professions. Click to learn more.