• Contact SWG for inquiries


    • Please print out the appropriate application(s) above, fill-out, scan and email to:

      Please include the following information:


      First Name

      Last Name

      Broker/Company Name

      Phone Number


      Any Supporting Documents

    VIEW & Download Fact Sheet

    Legal Expense Insurance

    In an increasingly litigious society, there is a growing need for Canadian companies, associations, professionals and individuals to have affordable access to legal services for events that are not anticipated. In partnership with STERLON – Legal Expense Insurance Specialists, CAN-UK Underwriting Services Ltd., and specialist underwriters, SWG having a base of expertise unmatched in Canada by any other company, is pleased to provide Legal Expense Insurance for professionals and various classes of business including but not limited to:

    • Small and Medium Canadian Businesses
    • Associations e.g., gun owners, police, golfers etc.
    • Regulated Professionals
    • Condominium Corporations
    • Rental Management companies
    • Property Management companies
    • Physicians & Surgeons
    • Dentists
    • Senior Care Homes
    • Private & Professional Licensed Firearm owners
    • And other identified risks

    Legal Expense Insurance (LEI) provides legal representation and covers the legal costs of pursuing or defending specific legal actions. These matters are defined as fortuitous events, or events that are not anticipated. These can include but are not limited to:

    • Employment disputes
    • Billing Profile investigations
    • Disciplinary proceedings
    • Regulatory issues
    • Human Rights complaints
    • Contract disputes
    • Personal Injury (pursuit)
    • Criminal charges
    • Landlord & Tenant disputes
    • Anti-spam and Privacy Legislation disputes
    • Licensing issues
    • Tax disputes

    Such matters are not generally covered by other insurance products such as professional liability /malpractice insurance or commercial liability insurance.

    For added peace of mind, LEI products from SWG provide Insureds with access to a toll-free Telephone Legal Advisory service. The service provides unlimited access to a lawyer during normal business hours, 9 am – 5 pm local time for immediate general advice on any commercial or professional matter. Certain programs provide emergency access to a lawyer 24 hours a day. There is also 24-hour Customer Service. The Telephone Legal Advisory Service is provided through established and accredited service providers.

    Customer Service, the Telephone Legal Advisory Service and claims handling are administered by STERLON, established in 1993 and the only independent monoline company in Canada dedicated solely to creating and servicing Legal Expense Insurance programs. STERLON maintains a panel of specialist lawyers to act for Insureds in the event of a claim.

    Coverage Highlights:

    • Telephone Legal Advice
    • Specialist Legal Expense underwriting team
    • Canadian Insurer
    • Representation by specialist lawyers
    • Claims handling by adjusters dedicated solely to Legal Expense claims
    • Rapid Service
    • Unmatched Canadian expertise
    • Tailor made products