SWG Elite
APPLICATION SUBMISSION INSTRUCTIONS
- Please print out the appropriate application(s) above, fill-out, scan and email to:
quotes@swgins.comPlease include the following information:
Product/ApplicationFirst Name
Last Name
Broker/Company Name
Phone Number
Province
Any Supporting Documents
Cottages
The SWGELITE Cottage policy is designed to provide coverage for permanent owner-occupied properties used on a seasonal or secondary basis. Coverage is available on a stand-alone basis.
Coverage Highlights:
- Secondary and Seasonal packages available
- Premises Liability Only
- Out of Province and US residents eligible
- Island Cottages & Water Access only are acceptable – Seasonal only
- Wet Boathouse coverage available, dock coverage included
- Rental for 30 days included (seasonal packages can increase to 180 days
- Standard $1000 deductible, can increase up to $10,000
- $1,000,000 liability included, increases up to $5,000,000 available
Secondary Eligibility:
- Must be occupied all year round, not unoccupied for more than 30 consecutive days at any time during the year.
- Must be winterized and on a permanent foundation
- All Risk Coverage – Guaranteed Replacement Cost on Dwelling/Broad Named Perils Replacement Cost on contents
- Minimum of 800 square feet
- Min 100 amps service
- Risks must have septic tank or connection to a city sewer
- Single limit coverage
Seasonal Eligibility:
- Broad Named Perils Replacement Cost on Dwelling and Contents
- Built 1960 or later
- Min 100 amps service
- Risks must have septic tank or connection to a city sewer
- Minimum of 500 square feet
- Rental for 30 days included (seasonal packages can increase to 180 days)
- Single limit coverage
Discounts up to 50% can include:
- Mature Market discount applied at age 50
- Burglar Alarm – central monitored
- Heat Sensor – central monitored
- Water Alarm Discount
