SWG Enviro

Contractor’s Environmental Liability

Contractor’s Environmental Liability – Annual & Project Specific policy addresses the risk of pollution arising from annual and project-specific contract work. Coverage is provided on a claims-made and reported basis.

Coverage Highlights:

Contractors Environmental Liability:

  • Sudden and gradual pollution events
  • Broad definition of pollutant including asbestos & mould
  • Clean-up costs
  • Restoration costs
  • Emergency response costs
  • Natural resource damages
  • Compensation for third party bodily injury and property damage
  • Civil fines and penalties, where insurable by law
  • Punitive damages, where insurable by law
  • Legal defense costs
  • Completed operations
  • Automatic coverage for contractors’ clients, if cover is required by contract

Coverage Enhancements:

  • Retroactive cover for historic work
  • Transported cargo
  • Waste disposal / Non-owned disposal sites
  • Separate project-specific limits

We Cover:

INCLUDES BUT NOT LIMITED TO THE LIST BELOW. CONTACT US IF YOU DON’T SEE WHAT YOU ARE LOOKING FOR

  • Asbestos & mould abatement
  • Construction management
  • Demolition
  • Dredging
  • Drilling
  • Environmental, including remediation
  • Haulage
  • Landscaping
  • Oil and gas
  • Plumbing
  • Restoration
  • Septic tank installation and maintenance
  • Utility operation and maintenance
  • Waste collection, transportation, and treatment
  • HVAC Contractors including oil and gas work
  • Exterminators and pest controllers
  • Crop spraying (herbicides, pesticides, fungicides, and fertilizers)
  • Landscapers and lawn & garden spraying