Highlighting SWG Host: Hospitality Insurance with Live Bands and Patios Coverage

Apr 2024

Are you looking for comprehensive insurance coverage for your hospitality clients that includes live entertainment and outdoor patios? Look no further than South Western Insurance Group (SWG) and our specialized program, SWG Host Hospitality Services Insurance.

At SWG, we understand the unique needs of hospitality businesses, including restaurants, fine dining establishments, pubs, bars, and venues with live entertainment. With SWG Host, we provide tailored coverage designed to meet the diverse needs of your client’s business, whether your client is hosting live bands or offering outdoor patio seating.

What Sets SWG Host Apart?

No Restrictions on Live Entertainment
Unlike other insurance providers, we have no restrictions on the type of music or entertainment your client offers. Whether it’s jazz, rock, or electronic, we’ve got your client covered.

Coverage for Night Clubs 
Unlike many other markets we can entertain nightclubs. While many other markets shy away from this coverage SWG has the capacity to cover your clients night clubs and dance floors.

“Can Do” Market Approach
We pride ourselves on being a “can do” market. We prioritize providing consistent coverage and support to our clients, ensuring your clients are never left exposed.

Consistency and Reliability
Unlike other MGAs that may come and go, SWG offers consistent coverage you can rely on. We understand the importance of stability in the insurance industry and are committed to being a long-term partner for your business.

Liquor Liability
We offer flexibility in coverage options, including liquor coverage for any percentage liquor.

Coverage Highlights

Commercial General Liability
Our coverage includes bodily injury, property damage, and even forcible ejection for qualified bouncers, with limits up to $500,000. We have liquor liability starting at $2M and in some cases up to $5M.

Property Coverage
From building and contents to business interruption and more, we offer comprehensive broad form and replacement cost property coverage tailored to the unique needs of hospitality businesses.

Extensions of Property Coverage
Additional coverage options include personal property of officers and employees, stock spoilage, accounts receivable, and more.

Crime Coverage
Protect their business against employee dishonesty, credit card forgery, and legal expenses with our comprehensive crime coverage.

Available Provinces
SWG Host is available in most provinces, apart from Quebec. We cover all lower provinces and some areas on the East Coast, excluding Newfoundland and Prince Edward Island due to inspection limitations.

Don’t let uncertainties hold back hospitality businesses. Partner with SWG Host for reliable, tailored insurance coverage that understands the unique challenges and opportunities of your client’s industry. Contact us today to learn more and get a personalized quote. Learn More