SWG Secure


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SWG Secure

Security Services Insurance

SWGSECURE Security Services Insurance provides coverage not normally offered by traditional insurers. Businesses that provide security guard services, private investigators, alarm systems, and locksmiths as well as others requiring entry to private living quarters, need a unique type of protection.

Our program takes into account all factors relevant to your client’s situation, helping to avoid unpleasant surprises down the road. You can trust us to evaluate the complete risk picture, offering coverage for all potential exposures, including failure to perform, design errors and omissions, bodily injury, advertising liability, legal expenses, property damage, and a host of other circumstances.

You may have turned down this type of high-risk client in the past, but with South Western Insurance Group’s support, you can provide a wide range of coverage options at fair and competitive prices.

Coverage Highlights:
  • Commercial General Liability (Occurrence Form):
  • Failure to Perform
  • No General Aggregate Limit
  • Contractors Errors & Omissions
  • Bodily Injury and Property Damage – Broad Form
  • Personal Injury
  • Intentional Injury in Defense of Personal Property
  • Products & Completed Operations
  • Care, Custody and Control
  • Legal Expense & Defense Cost Reimbursement – $25,000 Each Occurrence; $25,000 Annual Aggregate
  • Advertising Liability
  • Non-Owned Auto (including physical damage)
  • Incidental Malpractice
  • Contingent Employers Liability
  • Fire Extinguishing Agent Release
  • Employee Benefits Liability – Claims Made – $1,000,000 Limit
  • Employees as Additional Insureds
  • Tenants Legal Liability – $250,000 Sub-Limit
  • Lost Key Cover – $50,000 Sub-limit
  • Product Recall Extension – $25,000
  • Medical Payments – $25,000 each person; $25,000 each accident
  • Limited Pollution Liability Extension $1,000,000 Each Occurrence & Aggregate
  • Blanket Additional Insured’s Clause
  • Owners and Contractors Protective coverage
Other Coverages Include:
  • Property Insurance
  • Business Interruption - Profits/Gross Earnings/Extra Expense
  • Crime and Fidelity Coverage including 3rd party extension
  • Employers Liability
  • Mechanical Breakdown
  • Errors and Omissions – Claims Made
  • Cyber
We Cover:
  • Alarm and Security Equipment Installers, and Wholesalers
  • Monitoring Stations
  • Portable and Fixed Fire Suppression Systems
  • Sprinkler Contractors
  • Private Investigators
  • Security Guards
  • Concierge Services