Comprehensive Mobile Home Coverage Tailored to Your Clients’ Needs

Oct 2023

We are excited show off our SWG ELITE Mobile Home policy. As a trusted partner in providing comprehensive coverage solutions, we are committed to meeting the unique needs of mobile homeowners across Canada. Please note that this coverage is not available in Quebec.

The SWG ELITE policy has been designed to offer your clients unmatched protection and peace of mind, whether they reside in a mobile home park or on private property. Here are some key parameters of this exceptional coverage:


  • Plain Language Wording: Clarity and transparency in policy language for better understanding.
  • Guaranteed Replacement Cost: For homes five years and newer, ensure your clients’ investments are well-protected.
  • Golf Cart Liability Option: Added liability coverage for golf carts, a popular amenity in many mobile home communities.
  • Replacement Cost Coverage: Available for newer mobile homes and their contents, safeguarding against potential losses.
  • Deductible Options: Flexibility in deductible options based on the region, allowing customization to fit individual preferences.
  • Liability Limits: Liability limits of $1 million with the possibility of an increase to $2 million, based on the region.
  • Sewer Backup Coverage: Protection against sewer backup incidents that can lead to unexpected expenses.
  • Additional Protections: Coverage for credit card forgery, counterfeit money, home freezer, lock replacement, and accidental death from an insured peril on the insured’s premises.
  • Scheduled Options: Including coverage for valuable items like cameras, jewelry, personal computers, boat & motor floaters.


  • Claims-Free Status: Rewarding clients with a history of three or more years of continued coverage without claims.
  • Factory-Built Double-Wide: Additional discount for homes with a width of 22ft or more.
  • Mature Homeowners: Special discount for clients aged 55 years or more.
  • Burglar Alarm Installation: Encouraging home security with discounts for burglar alarm installation.
  • Mortgage-Free Status: Recognizing clients who own their homes outright.
  • New Homes: Offering discounts for homes within 10 years or newer.


  • Renter’s Package: Coverage for tenants occupying a mobile home.
  • Rented-Out Homes: Coverage for mobile homes rented out to others.
  • Summer or Seasonal Homes: Protection for mobile homes used seasonally.

At SWG, we pride ourselves on offering comprehensive coverage that goes beyond expectations. With SWG ELITE, we’re continuing this tradition by providing coverage tailored to your clients’ unique needs. Our commitment to excellence ensures that you can offer your clients unmatched protection, personalized service, and peace of mind.

We look forward to working closely with you to provide the best insurance solutions for your clients. If you have any questions or would like more information about SWG ELITE Manufactured/Mobile Home policy, please don’t hesitate to reach out to our dedicated team.