Case Study: Comprehensive Coverage for a Multi-Operation Motel, Restaurant, and Liquor Store

Oct 2024

The Context: 

A multi-faceted hospitality business in Saskatchewan, including a motel, a licensed restaurant, and a liquor store, was seeking an all-in-one insurance package to cover the diverse aspects of its operations. Given the unique combination of services offered under one roof, the business required a policy that would address its complex needs while simplifying management.
 

The Business Need: 

The insurance broker faced significant challenges in placing this risk due to the variety of operations under a single entity. Each component—motel, licensed restaurant, liquor store—presented its own set of risks, making it difficult to find a policy that could encompass all aspects without compromising on coverage or convenience.
 

Our Solution: 

SWG’s solution proved to be the perfect fit for this complex case. The solution seamlessly integrates property, liability, and liquor liability into one comprehensive policy, tailored specifically to the needs of businesses with multi-faceted operations. By bundling these coverages, we provided the broker with a straightforward, efficient solution that not only met all the client’s needs but also streamlined the process, allowing the broker to deliver a tailor-made solution with confidence.