SWG PROPERTY – Commercial Property Liability is designed to cover hard-to-place property accounts. We can accommodate most realty-type risks, from stand-alone rentals and vacant dwellings, to large commercial risks, with an in-house capacity of up to $6,000,000.

COVERAGE HIGHLIGHTS

• Broad Form or Named Perils
• Replacement Cost
• ACV
• Dependent on individual risk, age, construction, occupancy and town grade

OTHER COVERAGES INCLUDE

• Business Interruption, Rental Income
• Flood, Quake, Sewer Backup
• Crime – including Employee Dishonesty & Broad Form Money & Securities
• Mechanical Breakdown

EXTENSION PACKAGES

• Personal Property of Officers and Employees
• Growing Plants, Trees, Shrubs or Flowers in the Open; Limited to $1,000 per plant
• Accounts Receivable
• Stock Spoilage
• Building By-Laws
• Inflation Protection
• Exhibition Coverage
• Automatic Fire Suppression System Recharge Expense
• Brands and Labels
• Fire Fighting Expenses
• New Acquired Locations (30 Days)
• Building
• Equipment and Stock (Contents)
• Debris Removal
• Peak Season Increase
• Contents Off Premises in the custody of Sales Representatives
• Land and Water Pollution Clean Up Expense (Annual Aggregate)
• Building Damage by Theft
• Extra Expense
• Valuable Papers
• Off Premises Services Interruption
• Electronic Data Processing Equipment and Media
• Systems Breakdown Coverage
• Fine Arts
• Maximum value any one item; Any One Occurrence
• Installation Floater
• Professional Fees
• Exterior Building Glass
• Signs
• Master Key

LIABILITY

Most realty type risks are written on a “Premises” type form but full CGLs including Tenant’s Legal Liability are available.

WE COVER:
INCLUDES BUT NOT LIMITED TO THE LIST BELOW.

CONTACT US IF YOU DON'T SEE WHAT YOU ARE LOOKING FOR

Apartment Houses (with/out commercial occupancies)
Campgrounds
Food Trucks/Hotdog Carts/Chip Trucks
Hotels/Motels
Rented Dwellings
Retail Stores
Rooming Houses
Strip Plazas
Student Housing
Vacant Property