Mobile Food Vendor Policies
As the weather warms up, diners can hit the streets and taste a variety of culinary delights, either locally inspired or tastes from afar. Chip Wagons, Food Trucks, Hot Dog Stands – Mobile Food Vendors offer an experience like no other. But along with providing a great customer experience, business owners must make sure they are properly protected against the unforeseen risks associated with such an endeavour. SWG has you covered!
We offer a Mobile Food Vendor policy that can suit the business owners’ needs and provide peace of mind, offering combined property and liability protection.
Campground Owner Policies
South Western Group offers an Insurance Package specifically designed for Campground Owners.
Available Coverages Include:
- Cover for Buildings: Equipment & Contents – Scheduled Form
- Named Perils coverage ACV or All Risk Coverage including Replacement Cost and Consequential Loss (if risk qualifies)
- Office Equipment Floater
- Miscellaneous Property Floater
- Boat and Motor Floater
- Trailer Floater (trailers held for sale)
- Non-Owned Trailers (legal liability for damage to customers trailer)
- Broad Form Money & Securities (if risk qualifies)
- Commercial General Liability (up to $5,000,000 limit available)
South Western Group works closely with numerous markets to offer many different coverages for your seasonal home or cottage. If your insured uses their cottage seasonally, or you use it as a secondary residence year round, we can find a package that’s right for you!
CPR and First Aid Liability Program
SWG offers a Swimming Instruction, CPR & First Aid Liability Program. South Western Group is a preferred supplier for the Canadian Red Cross. We can provide an insurance package which is available across Canada for Red Cross instructors and training partners, including swimming instruction for back yard pools.
Coverages include Commercial General Liability, Errors & Omissions, Malpractice and Non-Owned Automobile liability. Property coverage can also be obtained for equipment used in training and instruction.
Prize Indemnity Insurance
Looking to generate revenue or public interest in your insured’s product? South Western Group can help to protect your client if there is a winner! With Prize Indemnity Insurance, the organizer can offer a large prize to attract players and have the confidence knowing that they are protected and reimbursed in the event that some lucky player actually wins.
Some examples of Prize Indemnity Insurance include:
- Putting Contents
- Hockey Shots
- Helicopter Ball Drops
- Dice Rolls
- Envelope Picks
Event Cancellation Coverage
SWG has policies that can protect your clients if an Event is cancelled. Whether it is beyond the clients’ control due to poor weather, or the venue being damaged forcing an event to be cancelled, we can provide a solution that can cover for loss of Cost & Expenses or Loss of Revenue.
We can also protect the organizers as a result of their legal liability from holding the event for injury to third parties watching or attending the event.
SWG is here to make leisure your lifestyle. With our broad based Elite program we’ll ensure your clients get the most out of the summer.
Cottage season is here. Whether your clients enjoy cooling down or warming up, SWG offers both seasonal and year-round packages. Rentals up to four weeks is included with an option to increase up to eight weeks (seasonal coverage only).
Park models Insurance
These units are seasonal use only, manufactured as a park model and permanently parked. SWG offer three types of packages depending on the age of the unit and liability can be extended to Golf carts:
- Package 1: Guaranteed Replacement Cost
- Package 2: Replacement Cost
- Package 3: Standard Coverage
Recreational Trailer Insurance
SWG covers most types of recreational trailers including:
- Travel Trailers
- Tent Trailers
- 5th Wheel
- Toy Haulers
- Horse & Stock trailers with living quarters
Our packages vary depending on the age of the trailer and liability can be extended to golf carts. Trailers may also be permanently parked.
Whether you’re out and about on the deck boat, fishing or taking a spin on the Sea-doo, we have you covered! Packages include Agreed Value/ Replacement Cost and Actual Cash Value forms with options of Liability only and All Risks!
SWG covers an extensive number of watercrafts including, but not limited to:
- Cruisers / Cuddy / House boats
- Sail boats
- Pontoon boats
- Ski boats