The Bar is Open! SWG introduces New Hospitality Program

May 2015

SWG is opening our doors to the Hospitality Industry once again as we are proud to present a competitive Insurance Program that has been designed specifically to accommodate all Hospitality Risks other than Night Clubs or Adult Entertainment.

With this new program SWG will be able to provide terms for risks across Canada and will be able to write accounts with 100% liquor sales. The policy will provide coverage for both bodily injury and property damage and will include forcible ejection coverage as well.

Coverage & Limits: • Property Coverage – All Risk/Replacement Cost / Named Perils / Actual Cash Value Basis • Business Interruption – Profits / Gross Earnings / Extra Expense / Rental Income • Flood / Earthquake / Sewer Back-Up – subject to availability by Province • Crime Coverage – Employee Dishonesty / In/Out Coverage / Broad Form Money & Securities subject to a minimum class II safe on premises • Commercial General Liability with limits up to $10,000,000 and more if necessary • Tenants Legal Liability • Non-Owned Automobile • Mechanical Breakdown • Legal Expense Coverage • Stand alone Crime & Liability is also available

Extensions of Coverage:

• Newly Acquired or Constructed Buildings $1,000,000 Limit • Newly Acquired Business Personal Property $500,000 Limit • Fire Department Service Charges $20,000 Limit • Peak Season $25,000 Limit • Personal Effects $5,000 Limit • Property Off Premises $10,000 Limit • Property In Transit $10,000 Limit • Accounts Receivable $10,000 Limit • Valuable Papers $10,000 Limit • Damage to Building by Theft $5,000 Limit • Professional Fees $25,000 Limit • EDP Equipment, Data and Media $25,000 Limit

For more information, please contact: Zena Nucifora 1-800-668-4275, Ext. 1277

Providing “Professional Insurance Underwriting and Marketing through Service, Integrity and Stability” for over 50 years, South Western Group is proud to service our broker channel with our underwriting knowledge and expertise.