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Navigate stricter regulations and rising pollution risks with essential pollution liability insurance for high-risk industries.

Learn how SWG swiftly resolved a property coverage gap for an online jewelry store, offering customized insurance.

Discover how our all-in-one insurance package transformed coverage for a multi-faceted hospitality business in Saskatchewan.

Learn why thorough insurance is crucial for Canadian manufacturers facing significant risks and rising revenues.

With winter right around the corner, there can be a host of problems for church buildings, especially large old ones. Check out this winter checklist to make sure your

Winter in Canada poses risks for small and medium businesses. Learn about our insurance coverage options.

Innovation in Life Sciences and E-health brings unique risks; proper insurance is crucial for protection and growth.

A Billion Dollar Industry! Tattoos, piercings, and scarification have been around for thousands of years and are seen by many as a way to express oneself. They may also

Discover the hidden gem of insurance that could be a game-changer for your clients in the manufacturing and wholesale sectors.

Travel is booming ! Ensure travel agents have the right PL insurance to stay protected. Discover coverage options and legal tips.

There are many reasons to install an security system in a home or business. See how SWG covers the instillation of these high tech measures.

Addressing the complexities of professional industries, SWG’s specialized liability coverage helps brokers mitigate evolving risks.

Protect your retail clients with tailored CGL insurance—essential for managing risks like slip and falls, product liability, and more.

From beans to business, learn about our comprehensive insurance for coffee shops.

Discover the newest trends affecting the retail industry in Canada.

Learn how SWG's tailored E&O coverage empowers a non-profit to continue aiding developmentally challenged adults seamlessly

Protect businesses from liability claims related to infectious disease outbreaks with specialized insurance coverage.

Rooming houses are an affordable way for a person to get housing in a strenuous market. Read along as we take you through the basics of rooming houses and

Stay ahead of IT risks with SWG’s tailored coverage for cybersecurity, Tech E&O, IP infringement, and media liability.

Discover how SWG’s expertise helped a life sciences firm secure lower costs while maintaining top coverage.

Read how SWG's tailored E&O coverage safeguards a solar consultancy's expert advice, ensuring continued success without legal risks.

Learn how SWG's tailored E&O coverage empowers a non-profit to continue aiding developmentally challenged adults seamlessly

See how SWG tailored insurance for a Quebec startup, ensuring robust protection for a security service helping vulnerable individuals.

Learn about architects' and engineers' liability risks in construction and effective mitigation strategies, including SWG PL’s comprehensive insurance solutions.

Dive into this compelling case study to see how SWG's tailored approach, and competitive solutions for tattoo coverage, not only met but exceeded the client's expectations.

With SWG Healthcare: Medispas, you can rest assured that your client's healthcare practice or facility is comprehensively protected. This innovative insurance solution is designed to cover all critical aspects

Learn how SWG teamed up with a broker to promptly arrange property insurance for an unoccupied house with distinctive legal conditions, providing thorough coverage and smooth policy issuance for

Find out how SWG worked alongside a broker to provide tailored Commercial General Liability insurance for a major rock band exhibition in Montreal and Toronto, guaranteeing extensive protection and

Discover how SWG partnered with a broker to deliver specialized insurance coverage for the North American debut of an F1 Exhibition in Toronto, ensuring comprehensive protection and seamless operations

Explore how SWG collaborated with a broker to obtain crucial professional and general liability insurance for a leading Nordic Spa in Quebec, ensuring its smooth operation within a tranquil

At South Western Insurance Group (SWG), we're proud to offer comprehensive Direct & Facultative Business Solutions that cater to unique and hard-to-place products. We understand the challenges of finding

By partnering with SWG, your clients can secure their businesses and focus on delivering exceptional pest control services without worry.

Licensed or not, don't leave your restaurant industry clients vulnerable to unforeseen events. With SWG, they can focus on providing exceptional guest experiences while we safeguard their business interests.

As the trusted partner for insurance coverage, South Western Insurance Group understands the significance of protecting the things that matter most to your clients. In this article, we shed

Directors and officers play a critical role in steering organizations towards success, but their positions expose them to potential legal risks. Directors & Officers insurance provides a vital safety

Protecting Senior Care Organizations in Canada

Protect your clients from the unique risks that food truck business owners face.

Is your client hosting live bands or offering outdoor patio seating?

Did you know we offer comprehensive insurance coverage for campgrounds? Look no further.

As tax season approaches, we understand the heightened responsibilities and unique challenges faced by professionals in the accounting, bookkeeping, and tax preparation industries. At SWG, we take pride in

We are excited to highlight one of our diverse offerings, SWG CGL: Fence and Deck Contractors Insurance Coverage, tailored specifically for professionals in the fence and deck contracting industry.

Brokers, empower your clients in the security industry with SWG:SECURE, our exclusive insurance offering tailored for their unique needs. Uncover a world of comprehensive coverage and seize the opportunity

South Western Insurance Group Ltd. (SWIG) has acquired A.M. Fredericks Underwriting Management Ltd. (AMFUM). This alignment will expand each business’ potential for growth and a pathway for continued success.

Protecting businesses from unforeseen events is crucial, and SWG CGL - Excess and Umbrella Insurance provides the comprehensive coverage your clients need. Here's why it's a game-changer:

SWG is committed to providing competitive rates for Premises and/or Storage Tank Environmental Insurance with policies tailored to provide maximum protection for gas & service stations.

In an era of rapid business transformations and complex challenges, the role of business consultants has become indispensable. From offering strategic insights to streamlining operations, consultants play a pivotal

“AN EXTENSION TO OUR COMMERCIAL GENERAL LIABILITY” SWG CGL – Commercial General Liability insurance Excess Liability will provide additional limits when your current CGL policy limits have been exhausted. Excess

A reminder that SWG is able to cover your pub, bar, and club clients with alcohol sales over 35%, up to 100%, so long as we have identified there

Time to break out the marshmallows and sleeping bags, are your clients covered? As we head into the spring and summer months, the camping season is just around the

We are excited show off our SWG ELITE Mobile Home policy. As a trusted partner in providing comprehensive coverage solutions, we are committed to meeting the unique needs of

South Western Insurance Group Limited (South Western), Canada’s leading Wholesale Insurance Intermediary/Managing General Agent, is proud to have partnered with a Specialist Insurer that has been the leader in

As an insurance broker, you understand that restaurant owners face a wide range of risks on a daily basis. There are many potential liabilities that can lead to costly

Infectious diseases are a constant threat to public health, and with recent events we have all been made acutely aware of the potential impact that a sudden rise in

A M A L G A M A T I O N South Western Insurance Group Limited & MedThree Insurance Group Inc. We are very pleased to announce that

BEAUTY CAN BE RISKY BUSINESS! As with any business, owning and operating a beauty salon, hair salon or spa – or a combination of beautician services – can be a

Three Holdings is pleased to announce the appointment of Anastasia Botchkarev, current Chief Financial Officer (CFO), to the additional role of Chief Operating Officer (COO), effective Monday, September 19,

The Canadian charity and not-for-profit sectors are a vital part of the Canadian economic fabric, and make a significant impact on the lives of Canadians. Canada is one of

Commercial Heritage Protection: Understanding the complications associated with calculating the complexities of damage and/or replacement cost value for heritage properties and structures requires specialized experience. This important base of

SWG Enviro: Premises August, 2022 Legislative changes to the Canadian Environmental Protection Act could have an impact on pollution liability in the near future. Canada introduced in the Senate

SWG Property for Landscapers Our horticulture industry is an important part of Canada’s food supply, economic growth, and environmental protection. As the horticulture industry plays a vital role in

Help Prepare Arborists for Storm Season Damaged or downed trees can make spring a busy and dangerous time for arborists. In Canada, October through April are the windiest months,

SWG SECURE: Home Monitoring   Canadian security companies offer a range of personal, technical, and digital services to protect people and property. Based on deep security industry expertise, South

SWG PROPERTY: Food Trucks Food trucks are the lifeblood of any city, attracting tourists and revitalizing neighbourhoods. But with the pandemic and fluctuating oil prices and permit fees, many

SWG Property: Rented Dwellings Brokers in the commercial property market should look to Ontario for new business opportunities in rented housing insurance. Vacant houses are on the rise in

SWG PL: Para Legal Offices   Did you know paralegals and legal assistants are one of the most in-demand jobs in Canada? Job Bank Canada found that paralegal jobs

Funeral Directors Insurance for Death Care’s Changing Landscape   Over the past century, Canadian funeral customs have changed dramatically. A century ago, families would wash and dress the bodies

For independent brokers, there are multiple benefits to working with a managing general agent (MGA) in today’s hard market. As insurance markets become more challenging and drive insurers away

Tax season is fast approaching. As accountants, bookkeepers, and tax professionals prepare for the busy season, now is a good time to ensure that they have adequate insurance coverage.

  Market researchers evaluate the feasibility of a new product or service, through conducting research directly with potential consumers. By using this method, organizations can discover their ideal market,

Public relations professionals analyze, develop, and implement communications and promotion strategies and information programs, publicize events and activities, and maintain media relations on behalf of businesses, governments, and other

SWG strives to provide the best technology and human expertise when handling claims. As such, International Programs Group (IPG) has joined forces with the London market of SCM Insurance

Security measures have become a central concern for retail businesses, corporations, educational institutions, and other organizations as the winter season kicks into full swing. Shopping centres expect a spike

Companies that manufacture products, operate heavy machinery, and operate large warehouses take on larger risks than they might realize. Manufacturers may be held liable for a variety of bodily

A University of Regina study found that workers’ compensation boards accepted 271,806 claims for lost time due to injury in 2019. The majority of these claims came from Quebec,

In the face of challenges, the retail industry has shown agility and resilience in adapting to the market and customer needs, including the COVID-19 pandemic lockdowns.   A recent

The recent increase in vacant properties has drawn attention nationwide, and that trend shows no sign of abating. In 2019, there were 66,000 empty homes in Toronto, 64,000 vacant

How are beauticians, barbers, hairstylists, and other salon professionals faring during the lockdown? Many salons are struggling to keep their lights on, which isn’t surprising. That’s why news reports

As ongoing labour shortages continue to hamper certain sectors, COVID-19 pandemic economic effects are squeezing businesses already struggling to find workers. Businesses of all sizes say they are having

Q&A: Insurance to Value How can you ensure an insurance policy adequately covers and protects the value of a property in the event of a partial or total loss?

South Western Insurance Group (SWG) proudly celebrates 60 years in business this year, making it one of the country’s longest-standing and respected managing general agents (MGA). Also, in recognition

In less than a decade, McKinsey & Company has forecasted that the leading claims organizations will combine and harness the best attributes of artificial and human intelligence to eliminate

Construction contractors understand the importance of having general liability, workers’ compensation, and inland marine insurance. Another important consideration is environmental insurance.   As a broker, how do you convince

Alarm monitoring centres are places where trained operators handle alarm events. Sometimes, these centres are staffed by employees of home security providers. In other cases, they are third-party companies

The future looks optimistic for business consultants. Globally, disruption of the COVID-19 pandemic has created unprecedented opportunities for change.   But the industry is not without its challenges. Consulting

Canadian manufacturers, distributors and wholesalers have experienced recent growth driven by a strong domestic economy. As of June 2021, Canada’s wholesale sales hit $71.5 billion. (1) In spite of

According to a recent survey by MADD Canada, new drivers are almost 45% more likely to be involved in a crash than experienced drivers. (1) As motor vehicle accidents

One of the broker’s responsibilities is offering sound professional advice to help professionals minimize risk at work or in operation. In the long run, tattoo artists who follow this

Having struggled with beauty maintenance at home for months, Canadians are more appreciative than ever of their stylists and aestheticians, according to recent statistics. Business Wire reports that personal

As university students return to school, new kinds of student housing have grown in demand. In Vancouver, quarantine housing is in high demand to accommodate the international students returning

Faith-based places anchor and shape communities. In addition to fulfilling their spiritual mission, they serve as prominent physical landmarks and symbols of collective heritage, and have been gathering places

D&O is one of many commercial lines in a hard market. From 2004 to 2019, the line of business had soft market conditions, when rates continuously decreased as a

People love their pets. As trusted companions and family members, they rely on us for their health and well-being. Pet owners are, therefore, as concerned about the quality and

As the hospitality industry in Canada reopens its doors, patios are also beginning to open. Several weeks of pleasant weather are still ahead of us, so you should ask

Commercial properties offer business owners high visibility and easy access as two of their biggest advantages. Commercial properties, which tend to be spacious and conveniently located, allow retailers and

The Law Society Act, Insurance Act, and the Solicitors Act were all amended in 2016 as a result of arguments from insurers regarding disclosure of how lawyers’ and paralegals’

Recruiters are tasked with the challenge of vetting and recommending the right candidates for employers across a variety of industries. At the same time, they must also satisfy job-seekers

SWG: Secure – Positive Industry Outlook Calls for Coverage   Security companies provide private security guards, patrol vehicles, as well as additional services such as alarm systems, cybersecurity, background

The pandemic has been hard on many industries, and the construction industry is no exception. However, according to recent forecasts, Canada’s construction industry is expected to have sharp growth

SWG CGL: Excess & Umbrella Explained The difference between Excess and Umbrella can be a bit confusing. Both are applied in circumstances where the underlying limits of a policy

Technology Consultants, also known as IT, ICT, or digital consultants, help businesses with the development and application of Information Technology (IT). An IT Consultant works on large transformational projects

The Canadian Construction Documents Committee (CCDC) is a national joint committee responsible for the development, production, and review of standard Canadian construction contracts, forms, and guides.   The CCDC

Which leisure and lifestyle industry has been booming among Canadian families this past year? If you guessed the boating industry, you’re right. According to a recent spending report by

Brokers providing Pollution Liability to their clients may need to revisit their policies now that the Ministry of Environment has made a new law under the Pesticides Act. The

Canada’s housing markets are booming in cottage-country as people rush to buy a vacation property or work-from-home oasis. Huntsville, Ontario is a prime example. Located near Algonquin Provincial Park

SWG CGL: Landscapers & Gardeners Need Insurance As Canada Quarantines At Home As most of Canada continues tight restrictions on travel and social gatherings, many consumers have adapted to

An arborist is a professional who studies the structure and function of trees. Arborists are typically contracted for the care of trees on public and private property as well

Canada’s security industry offers a variety of personal, technical, and digital services to protect people and property. South Western Group provides tailored coverage based on deep expertise in the

SWG PROPERTY: Food Trucks Are Opening Shop With A Sense of Optimism Spring is in the air, bringing Canadians welcome respite from home-bound living. As the days get longer

After a long winter, spring is finally coming and this means summer is not far off. Anxious from spending the cold months cooped up and socially distanced in their

Since the late 1960s, the private law enforcement industry has grown more than tenfold. Careers in private law enforcement were rated among “the 30 best-paying fast-track careers.” In recent

Suppose a municipality (“the City”) rents a hockey rink at a community center to a local hockey club and minor hockey association for a minor league game. During this

SWG ENVIRO: On-Site Protection with Premises Environmental Liability Your client may need Premises Environmental Liability Insurance if they: operate on an industrial site, have on-site storage tanks, and/or handle

Canada has a robust and pervasive software development industry. Cities currently attracting a high number of software engineers include Ottawa, Waterloo, Toronto, Calgary, Mississauga, and Vancouver. Canadian developers work

Copywriters are diverse professional writers serving big corporations, small businesses, and agencies as freelancers or contractors. The Government of Canada website defines their role as writers who study and

How To Speed Up Your Submissions Process (Plus A Free Broker Tip Sheet) As a broker, you offer carefully calculated advice and counsel to your clients. But there’s a

Whether it’s a motor vehicle collision or an aviation accident, an accident can strike seemingly out of nowhere, and the causes of such accidents are rarely transparent. That’s where

Whether people, property, or businesses, alarm systems protect what is most important to us. In light of this fact, the popularity of jobs in security is growing in Canada.

Street vendors are a small but mighty part of Canada’s economy. Over the last few years, this sector has innovated to both meet evolving consumer tastes and attract new

Web hosting service businesses host websites while providing both Internet access and storage. Typically hired by the webmaster of a company, or by the IT department of a medium

SWG PL: Funeral Directors Need Coverage As Unique As Their Job According to the government of Canada website, there were more than 1,500 funeral establishments in the country, (1)

SWG PL: As Life Coaches Help Us Take on Our New Year’s Resolutions, Here’s What Brokers Need to Know As we approach a new year, thousands of Canadians stuck

SWG PL: The Future Looks Bright For Interior Designers. Here’s What Brokers Need to Know It’s certainly not news that COVID-19 has disrupted the way we work and do

From catastrophic damage to unexpected vacancies to disgruntled tenants, apartment house owners have their share of risks to consider. Tenants and businesses look to them for fair and timely

SWG PL: Media/Multimedia – PL For PR Public relations consultants wear many hats. From brand management, to media management, to event management, PR agencies assume ownership over multiple facets

Dog grooming has incurred a challenged reputation recently, but many dedicated new businesses are thriving in spite of a cautious public. In a recent story from Kamloops, BC, one

If your client is skeptical about whether they need Premises Environmental Liability Insurance, this article contains some compelling reasons why they should. Many property owners don’t consider environmental pollution

In November 2019, a couple launched an $11-million lawsuit against a Calgary home builder after they claimed leakage and mould issues contributed to the death of their 24-year-old daughter

Recent trends in professional liability for civil engineers show some startling shifts. Once upon a time, professional liability was limited to errors and omissions, or, negligence in the performance

A common misconception among graphic designers and other digitally-based professionals is that working with a contract will cover all their professional liabilities.   But the fact is, even when

Today, most faith organizations provide extensive services while operating on a very limited budget. Most face the complex challenge of taking on an expanded role in their communities with

The 4 Cs of Submissions Half the battle of getting the best coverage for your clients is a good submission. An incomplete application inhibits an accurate quote, and without

SWG PL: Miscellaneous – 15 Industries You (Probably) Didn’t Know We Cover In Canada, 70 percent of the workforce is employed by small and medium sized businesses, a significant

The need for cyber coverage continues to grow among businesses in the IT sector. According to a report in the CNBC last year, cyberattacks are now costing businesses an

SWG CGL: Understanding Wholesalers Insurance Requirements Is your client a product middleman? Wholesalers have specific insurance requirements and need a tailored policy that covers all the risk factors to

If your client owns a rental property for income or investment purposes, they need insurance protection that is tailored to their individual risks. South Western Group provides trusted coverage

SWG ENVIRO: Contractor’s Liability The Construction Sector is an Important Driver to the Canadian Economy and We’ve Supported this Sector from the Outset The construction sector in Canada employs

Canadian security services companies are responsible for protecting people and property, and for these agencies to operate effectively, they need savvy brokers on their side. For brokers looking to

Fiduciary bonds, also known as commercial surety bonds are one of the most common types of surety bonds in Canada. They serve as a legal instrument, protecting beneficiaries, heirs and…

SWG PL – Tips for Insuring Business Consultants Business consultants help organizations improve their business goals, whether it’s better financial performance, improved workflows, increased sales, or making strategic changes

With many cities across the country entering stage 3 of the pandemic, tattoo shops and piercing studios are waiting on official guidelines to find out what they will and

South Western Group and International Programs Group Provide Top-Notch Claims Services Here at the South Western Group (SWG), we take our claims very seriously. That’s why we choose to

SWG PL - D&O: 4 Critical Reasons Directors & Officers Need Insurance Directors and officers form the management team of a corporation. Directors supervise important business affairs of a corporation…

SWG Property: Vacant Property COVID-19 has caused major shifts in Canada’s commercial property market, with significant increases in property vacancies. According to CBRE Group’s quarterly statistics report, Vancouver’s downtown

SWG Property: Stand-Alone Commercial Property Policy In 2019, Statista reported $5.03 billion in commercial property insurance claims. (1) Whether it’s a home-based office, a leased space, or a bricks-and-mortar

SWG Elite: COVID-19 Won’t Impede the Leisure & Lifestyle Market The COVID-19 pandemic has hurt much of the Canadian economy – except for the leisure & lifestyle industry. With

SWG PL – Beauticians and Beauty Salons According to the Canadian Cosmetic Toiletry and Fragrance Association (CCTFA), Canada’s beauty industry rakes in $9.5 billion a year, and is steadily

SWG Property: As Campgrounds Reopen, Owners Should Consider These Risks As Canada announced its gradual reopening of private parks and campgrounds, Canadians are itching to get back into more

South Western Insurance Group – Annual Survey and Charity Winners   Dear Broker,   Thank you once again for taking time from your busy schedules to complete our annual

Deck and fence contractors design and build custom outdoor decks and patios. These professionals are typically called upon for large-scale or complex as well as simple projects – decks

SWG PL: E&O a Logical Choice for Mechanical and Electrical Engineers If an engineer makes a mistake, or is accused of making a mistake, errors and omissions (E&O) is

SWG ENVIRO: Should Contractors Carry Environmental Liability Coverage? In 2018, more than 1.4 million Canadians were employed in construction trades and professions and their combined work was worth $241

Unforeseen circumstances can put strain on resources in any industry, and the demands created by COVID-19 have put the security industry under considerable pressure.   Security guards are having

SWG PL – Media/Multi-Media – Tailored Coverage for Canada’s Rapidly Changing Internet Media Market New threats from the rapid changes in the media/multimedia industry are outpacing traditional insurance policies.

SWG ENVIRO – Preparing Your Client for a Surprise Site Pollution Claim In December of last year, the Supreme Court of Canada ruled that the forest-product company Resolute was

SWG Secure for Private Investigators By the end of 2019, there were 2,283 licensed private investigators in Ontario, according to stats from the Ministry of Community Safety and Correctional

Here’s How SWG PL – E&O Can Protect Collection Agencies   Collection agencies are establishments that exist for the sole purpose of collecting overdue payments for claims and remitting

Since reporting data breaches became mandatory in Canada two years ago, studies have reported an increasing number of incidents, both large corporations and small- and medium-sized businesses year after

SWG Property – Rooming Houses Covers More than Just Student Housing The face of the rooming house market is changing. In the end of the twentieth century, rooming houses

Temporary Vacancy Permit notice to our Brokers   To our Broker Partners,   Be advised in regards to the ongoing concerns related to the coronavirus, Three Holdings Inc. has

SWG CGL – Excess & Umbrella Stops Coverage Problems Before They Start One of the greatest challenges facing the auto parts manufacturing industry right now are labour gaps. According to

Across Canada, recreational properties are seeing a steady increase in price year after year a 2017-2019 study finds. In fact, prices and inventory in this market are rising in

As the spread of COVID-19 grows across our country, Three Holdings Inc. and our operating companies, South Western Insurance Group, MedThree Insurance Group, and Optisure, have taken precautions to

SWG Property – Commercial Property: Protecting Places of Worship with Specialized Coverage On a sunny morning in the spring of 2019, parishioners arrived at St. Joseph’s Church in Mission,

IMPORTANT NOTICE COVID-19 As the spread of COVID-19 grows across our country, Three Holdings Inc. and our operating companies, South Western Insurance Group, MedThree Insurance Group, and Optisure, have

Canadians are changing the way they spend their leisure time, and the leisure & lifestyle market is changing with it. Retiring boomers are taking over the winter visitor population,

Canada is feeling the effects of climate change more intensely than its neighbour to the south. Thawing permafrost, earlier spring runoff, milder winters with more rainfall, and rising sea

More than 20% of Canadians have at least one tattoo. And, unfortunately, tattoo fails are notoriously – or hilariously – common. Though many mistakes are humorous and some even

From mould build-up in a residential construction site to sudden high-stakes oil spills, environmental pollution impacts all kinds of businesses, whether they’re a small contractor or a large manufacturing

The consulting industry in Canada has steadily grown over the last decade. Industry studies project steady growth with stable competition and demand over the next three years. (1) Many

The importers, exporters, and wholesalers industry is growing in Canada. In 2018, close to 180,000 Canadian enterprises imported or exported over $1 trillion in goods. In the same year,

Commercial liquor hosts are held to a high standard of responsibility for the safety of their patrons. In Canada, a patron who sustained injuries during the process of being

Landowners are not just responsible for collecting rent payments. They are responsible for managing the upkeep, maintenance, and protection of their properties and those who enter as tenants or

Bookkeepers and accountants are trusted with handling the sensitive and detailed financial information of their customers. Whether at fault or not, a bookkeeping professional can find themselves in legal

SWG CGL – Commercial General Liability helps contractors and owners of small and large businesses safeguard their operations with insurance coverage no business should go without. It protects business

Retail stores continue to be a vital part of this country’s economy despite a slowing market. In 2018, 30 international brands made their debut in Canada by opening standalone

Hotels and motels need property protection in the event of a storm, flooding, landlord disputes, equipment/system breakdowns, or damages due to theft or unfortunate accidents, to name a few.

Planning for holiday events, conferences, and concerts are in full swing, and those in the event planning industry need savvy brokers on their side. The right insurance coverage can

As claims costs skyrocket, many Canadian markets are facing increased risk of financial hardship. Commercial transportation clients, for instance, are feeling the squeeze with court cases on the rise

Construction projects are rarely neat and tidy. In fact, with long project timelines, plus the constant exposure to hazardous materials and environmental contaminants, construction projects are liability landmines. Among

‘Tis the season for organization-sponsored events at restaurants, clubs, bars, taverns, hotels, and pubs. And during this season of fun and festivities, commercial hosts have many reasons to be

Want to get the best coverage possible for your client, plus shave time and back-and-forth off the application process? The golden rule of submissions is “the more information provided

Canada’s media industry is dynamic and growing. According to PwC’s Global Entertainment & Media Outlook 2018-2023 (1), the total industry revenue is projected to rise at a compound annual

There are over 86,000 registered charities in Canada. Since a vast number of these nonprofits operate on tight budgets, many of them end up spending the bulk of their

It was a customer’s worst nightmare. Shortly after getting ink done at a shop in Halifax, Lisa O’Quinn noticed little bumps cropping up on her skin. Then, she noticed

In a recent story covered by Global News*, parishioners arrived at St. Joseph’s Church in Mission, B.C. for Sunday morning service to find its doors and walls covered in

There are approximately 25 regulated healthcare professionals and over 350 non-regulated healthcare practitioners. With the healthcare industry rapidly changing and expanding, professionals and practitioners need comprehensive insurance coverage that

September 18, 2019 Breach of contract, negligence, amounts owing, providing faulty plans. These are some of the allegations being thrown back and forth in the ongoing legal dispute over

Environmental pollution is a growing liability As more Canadians sue companies and the government to fight climate change, recent news reports are filled with stories of high-stakes pollution claims. Among

Ghazal Hamid is the Director of Underwriting and has been involved with the growth and advancement of South Western Insurance Group since 2002. With a strong Commercial Liability and

The high-value homes market segment is rapidly expanding. The clients who purchase coverage are typically known for their loyalty to the insurance professionals who work on their behalf. They’re

SWGSECURE – Security Services Insurance – How Secure is Secure? Brokers who provide policies for security services businesses need insurance coverage rarely offered by traditional insurers. More than just one

Clients in the architects and engineers (A&E) market need savvy brokers on their side – more than they might realise. Whether the risk of a lawsuit come from errors

Summer is right around the corner. Families are starting to enroll their kids in summer camp, and campers are itching to hit the road. Fortunately, Ontarians have much to

For many Canadians, summer leisure activities such as boating, RVing, and weekends at the cottage are an important part of their summer traditions, lifestyle, and wellbeing. But clients who

Restaurant patios seem to be a growing trend. Traditional restaurants and bars that were not set up to include a patio are making the move by putting out tables

MedThree Insurance Group’s Senior Care Liability package has been specifically designed to safeguard clients operating in the senior care space. General Liability coverages defend against typical exposures faced by

Clients operating in a professional capacity require specialized protection against potential errors and omissions. South Western Insurance Group Limited has been providing architects, engineers, project managers, and business consultants

Thanks in large part to a long-term relationship with Lloyds of London, South Western Insurance Group Limited has been making commercial liability coverage available to a broad range of

The International Programs Group (IPG) has been operating as an independent third-party administrator since 2008. Under Managing Director Patrick Scott’s leadership, the organization has grown from a handful of

MedThree’s comprehensive Senior Care Liability package is specifically designed to tackle most, if not all of the exposures faced by senior care facilities. “Senior care homes are typically exposed

If you are looking for Senior Care coverage, South Western Insurance Group Limited’s sister company – MedThree Insurance Group – is your one-stop shop for the wide range of

Optisure Underwriting Services has been a subsidiary of South Western Insurance Group Limited since early 2016. And as Optisure’s original owner, no one knows better what goes into a

South Western Insurance Group Limited’s sister company, MedThree Insurance Group, has been underwriting complex medical malpractice risks since the firm’s launch in 2014. While other MGAs dabble in healthcare,

A cluster of at least seven cases of Legionnaires’ disease struck the Surrey area of British Columbia last September. Although the Fraser Health Authority was unable to confirm the

What makes a good property insurance submission? “Lots of information, for a start,” says senior underwriter Melanie Pon. South Western Insurance Group Limited protects everything from residentially rented property,

According to Insurance Business Canada, outstanding service, performance, and innovation in the insurance sector are what set IBC Awards Finalists apart. Chris Davis, Director of Events of Key Media

High value homes require a special kind of coverage – one that is not always easy to come by. But thanks to solid relationships with markets like AIG and

South Western Insurance Group Limited is one of Canada’s fastest-growing MGAs for the hospitality sector. The company offers an abundance of coverage options, and a wealth of extensions. And

Directors and officers of both for-profit and not-for-profit organizations can sleep better at night, thanks to South Western Insurance Group Limited’s D&O liability coverage. The company’s customized insurance package,

According to estimates by the Canadian Imperial Bank of Commerce, Canadians spend approximately $33 billion a year to care for aging parents, and, as the nation’s aging population grows,

With the security services industry becoming saturated, providers are forced to diversify to remain competitive in their industry. But this diversity exposes service providers to greater risks. Guards may

South Western Insurance Group Limited’s reputation as the go-to source for specialty products is growing. But despite their niche capability inside classes and segments ranging from security services to

Like any niche market, senior care facilities pose several challenges for the insurance professionals that service them. Knowing the challenges that may lie ahead can keep brokers ahead of

South Western Insurance Group Limited’s exclusive Professional Liability & CGL combined facility has been providing Architects and Engineers with peace of mind for many years. And while no insurance

Opening a bar or nightclub is often considered a risky business, but there is no doubt that some ventures are riskier than others: a discotheque catered to the university

While the purpose of Commercial General Liability insurance is to provide protection in the event of legal liability for bodily injury or property damage, it is such a broad

As construction costs have dramatically increased over the last few years, high value homeowners insurance products are becoming even more important. Specially created high-value home policies are designed for

Not every broker is versed in the specialized coverage needs of security services clients. Fortunately, South Western Insurance Group Limited has been protecting security-based businesses for almost 20 years.

The personal insurance offered through South Western Insurance Group Limited’s Elite Book extends to cottages, motorhomes, watercraft, and trailers. While the broad scope of coverage options is ideal for

No matter the occupation, says Barb Pattenden, Director of Insurance Operations for South Western Insurance Group Limited, if your client needs professional liability protection, you have come to the

According to a report by the Conference Board of Canada, by 2026 an estimated 2.4 million Canadians aged 65 and over will require continuing care support – a 71%

Comprehensive yet flexible, South Western Insurance Group Limited’s Faith Program is specifically designed to protect your client’s place of worship. Thanks to a partnership with the nation’s leading insurer

During one hour of a typical workday, Doreen Teoh’s mobile phone vibrates over a dozen times, almost always signaling contact from brokers hoping to take advantage of her 30+

It is partly due to the recent popularity of televised cooking shows, says South Western Insurance Group Limited’s senior underwriter Melanie Pon, that “the food truck industry is exploding

If your client is involved with the remediation, restoration, construction, or fuel industry, odds are they would benefit from pollution liability coverage. South Western Insurance Group Limited’s exclusive Environmental

For brokers with clients who view leisure as an important part of their lifestyle, South Western Insurance Group Limited’s Elite Book has everything they need. And while the insurance

Canadian Broker Network (CBN), Canada’s leading network of independent insurance brokers, announces today that it has sold South Western Insurance Group Limited (SWG) to Three Holdings Inc. Existing staff

South Western Insurance Group Limited has been offering a specialized insurance package – one specifically designed to meet the protection needs of campground owners – for more than twenty

Whether your client’s protection needs extend to general liability (GL), errors and omissions coverage (E&O), or both, South Western Insurance Group Limited gives brokers multiple options. The company’s standard

What constitutes a good risk in the hospitality sector? Senior Underwriter Doreen Teoh, one of Canada’s top underwriters in the field, describes the best applications as those from accounts

As the real estate market continues to rise, despite a brief and muted lull, the value of property in cities across Canada continues to break records. More homeowners fall

Making sure that our families are protected and safe from danger is the top priority for any person. But, preparing for the worst is always advisable because if a

There are companies willing to expand into any new line of business just to make a quick dollar. And then there’s South Western Group Insurance Group: a collection of

Simple legal matters such as wrongful dismissal claims have the potential to drain Canadian businesses of $250,000+ in legal fees and damage awards, which often forces enterprises to cease

Bars and taverns may have dotted the streets of Canadian towns and cities for centuries, but the specialty market that backs them has seen demonstrable changes in as little

Although insurance is an ever-evolving industry, insightful professionals have an idea of where certain coverages are headed – and for environmental liability, that’s towards widely adopted, customized policies. “With

Although contractors may overlook environmental policies when buying insurance, anyone who works in oil and gas, landscaping, drilling and demolition should consider this critical coverage. Although South Western Group

Although pollution liability remains largely misunderstood by many commercial enterprises, it should be a priority for any organization that operates with or near natural resources. “Pollution Liability may be

Although there is lots of business for insurance brokers in the security services marketplace, you need a key formula that works for the benefit of the insured, as well

Security service companies tend to have a higher exposure to incidents involving physical confrontation due to the nature of the business. Although South Western Group does not provide cover

Security services industry insurance is designed to encompass a wide range of coverage requirements from security guards, private investigators, alarm installers and monitoring stations, to CCTV installation, sprinkler contractors

While the importance of professional liability and E&O insurance has been realized by most Canadian organizations for some time now, knowledge around D&O products has taken longer to seep

Working with an expert wholesale intermediary who can service a range of markets and niches is a real game change for insurance brokers. For brokers, knowing they have an

Having access to quality E&O insurance products is a necessity for any broker who is determined to provide a full-service offering to the clients. As well as providing coverage

Most large multinational corporations have been well aware of the value of comprehensive D&O coverage for some time. Providing adequate protection against the consequences of actual or alleged “wrongful

Founded in 1686, Lloyd’s of London boasts an extensive history as a syndicate-driven insurance marketplace. And as one of the first MGAs in Canada to tap into that marketplace,

Commercial liability insurance can be hard to place if a broker has scoured the available markets and not found anyone to write the policy. These types of hard to

Professional liability coverage that protects your clients and their firms against claims of inadequate work or negligent actions is what Errors & Omissions Insurance is all about. And nobody

The tremendous impact of today’s business technology translates into a huge plus for South Western Insurance Group Limited brokers. After some heavy customization work, the company transitioned its quote

Environmental protection is not a one-size-fits-all proposition, which is why South Western Insurance Group Limited’s pollution coverage empowers brokers with virtually limitless choice when it comes to insuring their

A lot of companies insure commercial property – but not many can claim to be constantly looking for ways to say “yes” to their brokers, rather than for ways

South Western Insurance Group Limited’s decision to migrate from wholesale broker to Managing General Agent was far from a casual one. A carefully weighed strategy, the move began in

November 2017 will mark the third time that John Barclay, president and CEO of South Western Insurance Group Limited, has slept on the streets of Toronto. Organized by Covenant

When it comes to effective insurance coverage, Security Services is a bit of a niche industry. According to Colleen Bliss, underwriter with South Western Insurance Group Limited, “The key

According to Insurance Business Canada, MGAs are instrumental in giving retail brokers the specialized skills and access they need to service their clients well. Which is why the organization has

As an insurance broker, your professional services expose you to liability on a regular basis. If a client believes that your actions have caused them financial loss, many will

Although it is a rapidly expanding and potentially lucrative market segment, the high-value homeowners space can be difficult to break into. In many cases, the coverage is purchased by

As well as demanding a high level of customer service and broker attention, high-net-worth individuals also require insurance products that fit their specific, and sometimes unique, needs. The reality

“When we talk about security-based businesses,” said Colleen Bliss, senior underwriter, security services program, South Western Insurance Group Limited, “we’re talking about alarm installers, security guards, private investigators, and

Tattooing and body piercing is a rapidly developing industry. A Market Data Enterprises report states that it grew at 9.5% in 2014 and is expected to continue growing at an accelerated

The Nova Scotia Court of Appeal has just limited the scope of the standard of care applicable to insurance brokers. The court recently released its decision in Marsh Canada

“Pollution is a very broad term” said Jodie Hallyburton, casualty and pollution underwriter, South Western Insurance Group Limited. “It’s gas, liquid, smoke, heat, light, and even noise. Basically, contamination

Toronto, ON —Ecclesiastical Insurance is mindful that wildfires are an on-going and ever-increasing threat to many communities across Canada as evidenced by the current fires in the Central Interior

Good news! No longer will brokers have to send their personal information to South Western Group through cumbersome email attachments or snail mail. We now have a brand new

Even though storage tank insurance may not be common, for those who operate one, it can mark the difference between viability and financial ruin in any event of a

Here at the South Western Group (SWG), we take our claims very seriously. That’s why we choose to align with International Programs Group (IPG). Partnering with IPG allows us to

A night sleeping on the floor for the youth At South Western Group, we pride ourselves on general excellence in customer relations and service. We are equally committed to

New Faces at South Western Group! We are happy to welcome three new members to our team. Please help us give them a warm welcome! Grace Zhao Grace has

No matter the size of the firm, the work of architects and engineers is always under the scrutiny of its clients. Often times, the relationship between architectural firms and

In the complex business world in which we live, General Liability Insurance tops the list of products necessary for the survival of Canadian businesses. If your clients have existing

On November 30th, 2016, Insurance Business, Canada’s leading resource for the insurance industry will announce the 2016 MGA of the year. Insurance Business is currently accepting nominations and we

South Western Group, Canada’s leading wholesale insurance intermediary and Managing General Agent (MGA), has appointed Joyce Jiang as the underwriter responsible for miscellaneous errors and omissions (E&O), travel and

As you may know, Canada Post and the Canadian Union of Postal Workers (CUPW) are currently in contract negotiations. As a precaution, ahead of the July 2 strike vote we are

Mobile Food Vendor Policies As the weather warms up, diners can hit the streets and taste a variety of culinary delights, either locally inspired or tastes from afar. Chip

Are you having a hard time placing a homeowner’s policy? Do the standard markets not want to write the account due to underwriting circumstances? Let SWG help you. We

Jan 29, 2016 (Toronto, ON) – South Western Insurance Group Limited (South Western), Canada’s leading Wholesale Insurance Intermediary/Managing General Agent, is pleased to announce that Bessy Allen has joined

South Western Insurance Group Limited (South Western), Canada’s leading Wholesale Insurance Intermediary/Managing General Agent, today announced that Doreen Teoh has joined the Company as Senior Underwriter. In this role, Doreen

Accidents happen and if environmental clean up is involved, it can be devastating to all parties. It is the duty of a Broker to inform clients of potential exposures

South Western Group has been one of Canada’s leading specialty insurance providers since 1961. We have dedicated teams that specialize in niche products to provide you with unique solutions.

Did you know that as a Board Member of a non-profit association or a private company, your personal assets are at risk? Claims are costly, even frivolous ones. The

South Western Insurance Group Limited (South Western), Canada’s leading Wholesale Insurance Intermediary/Managing General Agent, is pleased to announce that Rory O’Donoghue has joined the Company as Manager of the

South Western Group is ready for Summer! With the sun comes seasonal risks, here are some that SWG can help you protect! Get Your Food Truck Fix As the weather

The Board of Directors of South Western Insurance Group Limited (SWG) is pleased to announce that John Barclay has been appointed President and Chief Executive Officer of the company.

SWG is opening our doors to the Hospitality Industry once again as we are proud to present a competitive Insurance Program that has been designed specifically to accommodate all

We are pleased to inform you that Canadian Broker Network (CBN), a group of leading, independent commercially oriented insurance brokers, has reached an agreement with Intact Financial Corporation to

South Western Group can offer Fidelity Bonds for a wide variety of services that meet the needs of your clients! These services include, but are not limited to Collection

South Western Group has a Security Package policy designed specifically for the Security Industry. Standard Liability policies are not designed to protect against the special exposures your security clients

The Head Office of South Western Group is now located at: 401 The West Mall, Suite 700 Toronto, ON M9C 5J5 Our phone and fax numbers remain the same:

South Western Group enjoys the challenging submissions we receive from our brokers. It is how our talented staff maintain our reputation for excellence in underwriting. With offices in Quebec,