Protecting Licensed Restaurant Businesses with Robust Insurance Coverage

Jun 2024

The Canadian hospitality industry is a vibrant and integral part of the economy, with countless establishments ranging from restaurants and bars to hotels and event venues. Among these businesses, licensed restaurants, which serve alcohol, carry additional responsibilities and liabilities, making liquor liability coverage a necessity rather than an option. According to industry reports, alcohol-related incidents account for a significant proportion of liability claims against licensed restaurant businesses, highlighting the urgent need for specialized insurance coverage.

Are you safeguarding your clients of the restaurant industry with the right insurance coverage? At South Western Insurance Group, we understand the unique challenges they face. That’s why we’re here to offer tailored solutions with our Licensed Restaurants Commercial Liability Insurance.

Why is robust insurance coverage essential for licensed restaurants?

Comprehensive Protection Against Liability Risks
Running a licensed restaurant comes with inherent risks, from slips and falls to food-related incidents. Our Commercial Liability Insurance provides a vital shield, protecting you from financial losses stemming from unforeseen accidents or mishaps on restaurant premises.

Legal Safeguard
In today’s litigious environment, even the most diligent establishments can face legal challenges. With the right insurance, you can mitigate the financial impact of legal expenses, settlements, or judgments arising from lawsuits related to hospitality operations. Our legal expense insurance can cover contract disputes, employment disputes, criminal defense, and much more.

High Liquor Sales?
Our Hospitality program handles higher liquor sales risks like pubs and bars (up to 35). With Canadian restaurant-licensed restaurant businesses facing increasing scrutiny and accountability, having comprehensive insurance coverage is more crucial than ever.

Licensed or not, don’t leave your restaurant industry clients vulnerable to unforeseen events. With SWG, they can focus on providing exceptional guest experiences while we safeguard their business interests.

Contact us today to learn more.