Protect Your Business With D&O Coverage From South Western Group

Oct 2015

Did you know that as a Board Member of a non-profit association or a private company, your personal assets are at risk? Claims are costly, even frivolous ones. The best protection is the transfer of risk. A Directors and Officers Liability policy, with its duty to defend feature, will provide you with a defence should you get sued pursuant to a decision made by you and/or the Board of Directors.

South Western Group offers a D&O policy tailored to both non-profit organizations and private companies. Some of our policy features and highlights include:

• All-in-one policy includes D&O, Entity, Employment Practices, Fiduciary and Outside Directorship coverages • Legal expense coverage • Claims made policy • Full prior acts coverage – no retroactive date • Costs in excess • First dollar defence (deductible not applicable to defence costs) • Worldwide coverage • Broad definition of CLAIM, INSURED and WRONGFUL ACT. • Corporate brand protection – Crisis management event expenses coverage • Corporate investigation costs coverage • Pollution defence costs • Excess coverage for Side A (Directors and Officers) • Bi-lateral discovery period • 100% defence costs allocation • Waiver of deductible in the event of no liability

Available extensions: • Board member travel accident coverage