SWG HOST Hospitality Services Insurance is a leading program designed to accommodate most classes of hospitality risks including restaurants, fine dining, pubs, bars, venues with live entertainment, billiard pool halls, and motel/hotels not exceeding 35 room rentals. We can quote up to $2,250,000 property TIV coverages depending on the town grade, construction, and age of the building provided alcohol receipts are under 50% and up to $1,750,000 if over. Liquor Liability is acceptable up $2,000,000 and in some cases up to $5,000,000. Standalone liability is available.

COVERAGE HIGHLIGHTS

Full Commercial General Liability with Liquor Liability:

Most classes of Hospitality risks
Bodily injury and property damage
Tenant’s legal liability up to $500K
Non owned automobile – excluded if there is delivery service
One application for all classes of the risk quoted.

Full property coverage on broad form available

EXTENSIONS OF COVERAGE INCLUDE:

Personal Property of Officers and Employees

Any one officer/employee

Any one occurrence

Growing Plant, Trees, Shrubs or Flowers in the Open
Accounts Receivabl
Stock Spoilage/Consequential Loss
Building By-Laws
Inflation Protection
Exhibition Coverage
Automatic Fire Suppression System Recharge Expense
Brands and Labels
Fire Fighting Expenses
Temporary Locations
New Acquired Locations (30 Days)

Building

Equipment and Stock (Contents)

  • Debris Removal
  • Peak Season Increase
  • Land and Water Pollution Clean Up Expense
  • Building Damage by Theft
  • Extra Expense
  • Valuable Papers
  • Electronic Data Processing Equipment and Media
  • Fine Art
  • Professional Fees
  • Glass
  • Signs

CRIME COVERAGE INCLUDES:

  • Employee Dishonesty
  • Broad Form Money & Securities
  • Credit card forgery

LEGAL EXPENSE (claims Made Basis)

FURTHER COVERAGE DETAILS

  • Liquor up to 90% depending on nature of Hospitality establishment•
  • Dance Floor up to 450 square feet depending on hospitality risk classification•
  • Fully updated buildings up to 125 years old and updated (within last 25 years and roof in last 15 years)



WE COVER:

Restaurant
Fine Dining
Bars
Hospitality with Live Bands
Hospitality with Patios
Pubs
Taverns
Lounges
Cafés
Un-licenced Restaurants
Billiard Pool Halls
Hotel and Motel (<36 rooms)
Venues with Live Entertainment


BOLDED ITEMS ARE COMBINED PROGRAMS FOR SPECIALTY INDUSTRIES AND PROFESSIONS

(CLICK TO VIEW THEIR SPECIFIC PAGES TO LEARN MORE)

APPLICATIONS FOR THIS PRODUCT

Application Submission Instructions

Please print out the appropriate application(s) above,
fill-out, scan and email to:
quotes@swgins.com

Please include the following information:
Product/Application
First Name
Last Name
Broker/Company Name
Phone Number
Province
Any Supporting Documents

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