SWG CGL - Commercial General Liability insurance is designed to protect the products or services of small and large businesses. As careful as you might be, there are unforeseen events that can happen to every business. Protect your hard work with a policy that fits your needs.

Whether you're a store owner, office professional or wholesaler, commercial general liability insurance coverages can be customized to protect you against the unique risks and exposures you face.

SWG CGL - Commercial General Liability policy protects your business from financial loss should you be liable for property damage or personal and advertising injury caused by your services, business operations or your employees. It covers non-professional negligent acts for which you might become responsible.

COVERAGE HIGHLIGHTS

  • Cross liability
  • Contingent employer’s liability
  • Product Completed Operations coverage (Broad Form)
  • Our policies are on occurrence form, we can however also offer claims made option
  • Our policies can offer enhancement coverage to include, Faulty Workmanship, Product Recall coverage, Employee Benefit, Employer’s Comprehensive Bodily Injury Liability, Sub-limits for Errors & Omissions, as well as Manufacturer’s E&O and Employment Practices Liability
  • Limits up to $10,000,000
  • Deductibles start at $1,000 and can be customized to the size of the business or type of operation
  • Coverage can be provided for sales Worldwide including U.S., but turnover limitations for U.S.

FURTHER COVERAGE DETAILS

  • Landscapers/Gardening for others, including Fertilizer, Pesticide or Herbicide application. However, excluding any snow removal exposure
  • Pet Care and Product Sales, Wholesale, Manufacturing
  • Farmers a/o Antique Markets•
  • Mobile Food Vendors and Take-out and Family Restaurants *excluding Liquor*•
  • Natural Beauty Product Sales, Wholesale or Manufacturing.•
  • Beauticians /Barber Shops•
  • Acupuncture•
  • Homeopathy


WE COVER:
INCLUDES BUT NOT LIMITED TO THE LIST BELOW.

CONTACT US IF YOU DON'T SEE WHAT YOU ARE LOOKING FOR

Contractors
Cosmetics
Beauty and Therapies (excluding Tanning Booths)
Excess & Umbrella
Manufacturers
Paintball & Laser Tag
Processors
Recycling and Sanitation
Remediation
Retailers
Wholesalers
Landscapers/Gardening
Pet Care and Product Sales
Farmers a/o Antique Markets
Mobile Food Vendors


BOLDED ITEMS ARE COMBINED PROGRAMS FOR SPECIALTY INDUSTRIES AND PROFESSIONS

(CLICK TO VIEW THEIR SPECIFIC PAGES TO LEARN MORE)

APPLICATIONS FOR THIS PRODUCT

Application Submission Instructions

Please print out the appropriate application(s) above,
fill-out, scan and email to:
quotes@swgins.com

Please include the following information:
Product/Application
First Name
Last Name
Broker/Company Name
Phone Number
Province
Any Supporting Documents

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