In an increasingly litigious society, there is a growing need for Canadian companies, associations, professionals and individuals to have affordable access to legal services for events that are not anticipated. In partnership with STERLON – Legal Expense Insurance Specialists, CAN-UK Underwriting Services Ltd., and specialist underwriters at Lloyd’s of London, South Western Insurance Group has a base of expertise unmatched in Canada by any other company and is pleased to provide Legal Expense Insurance for:

  • Small and Medium Canadian Businesses
  • Associations e.g. gun owners, police, golfers etc.
  • Regulated Professionals
  • Condominium Corporations
  • Rental Management companies
  • Physicians & Surgeons
  • D&O policies
  • Senior Care Homes
  • And other identified risks

Legal Expense Insurance (LEI) is available to professionals, association members and companies and provides access to legal representation and covers the legal costs of pursuing or defending certain legal actions. These matters are defined as fortuitous events, or events that are not anticipated. These can include employment disputes, disciplinary proceedings, regulatory issues, human rights complaints, contract disputes, personal injury claims, criminal charges, landlord & tenant disputes and tax disputes. Such matters are not generally covered by other insurance products such as professional liability /malpractice insurance or commercial liability insurance.

For added peace of mind, LEI products from SWG provide Insureds with access to a toll-free Telephone Legal Advisory service. The service provides unlimited access to a lawyer during normal business hours, 9 am – 5 pm local time for immediate general advice on any commercial or professional matter. Certain programs provide emergency access to a lawyer 24 hours a day. There is also 24-hour Customer Service.

Customer Service, the Telephone Legal Advisory Service and claims handling are administered by STERLON, established in 1993 and the only independent monoline company in Canada dedicated solely to creating and servicing Legal Expense Insurance programs. The Telephone Legal Advisory Service is provided through established and accredited service providers and STERLON maintains a panel of specialist lawyers to act for clients in the event of a claim.


  • Telephone Legal Advice
  • Civil Defence
  • Criminal Defence
  • Property Disputes
  • Tax Disputes
  • Employment Disputes

Application Submission Instructions

Please print out the appropriate application(s) above,
fill-out, scan and email to:

Please include the following information:
First Name
Last Name
Broker/Company Name
Phone Number
Any Supporting Documents

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