{"id":7085,"date":"2025-04-07T16:08:31","date_gmt":"2025-04-07T16:08:31","guid":{"rendered":"https:\/\/swgins.com\/advanced-environmental-liability-insurance-for-contractors\/"},"modified":"2025-04-07T16:26:00","modified_gmt":"2025-04-07T16:26:00","slug":"assurance-responsabilite-environnementale-de-pointe-pour-les-entrepreneurs","status":"publish","type":"post","link":"https:\/\/swgins.com\/fr\/assurance-responsabilite-environnementale-de-pointe-pour-les-entrepreneurs\/","title":{"rendered":"Assurance responsabilit\u00e9 environnementale de pointe pour les entrepreneurs"},"content":{"rendered":"<p><span data-contrast=\"auto\">Dans le secteur de la construction actuel, la gestion des risques environnementaux est plus importante que jamais. La <\/span><a href=\"https:\/\/swgins.com\/fr\/products-apps\/responsabilite-environnementale-pour-les-entrepreneurs-couverture-annuelle-ou-propre-a-un-chantier\/\"><span data-contrast=\"none\">police d&rsquo;assurance ENVIRO de SWG pour la responsabilit\u00e9 environnementale de l&rsquo;entrepreneur &#8211; annuelle et sp\u00e9cifique au projet<\/span><\/a><span data-contrast=\"auto\"> &#8211; offre une couverture compl\u00e8te pour les conditions de pollution d\u00e9coulant des activit\u00e9s de l&rsquo;entrepreneur. Cette police est con\u00e7ue pour prot\u00e9ger les entreprises canadiennes contre les pertes financi\u00e8res importantes dues \u00e0 des incidents environnementaux, ce qui en fait un outil inestimable.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<h5><b><span data-contrast=\"auto\">Faits saillants de la protection <\/span><\/b><\/h5>\n<p><span data-contrast=\"auto\">L\u2019assurance SWG Enviro procure une large gamme de garanties, incluant notamment :<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"11\" data-aria-level=\"1\"><span data-contrast=\"auto\">Pollution accidentelle soudaine et graduelle : Couverture des incidents de pollution imm\u00e9diats et \u00e0 long terme.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"12\" data-aria-level=\"1\"><span data-contrast=\"auto\">D\u00e9finition \u00e9largie du concept de polluant : Comprend l&rsquo;amiante, les moisissures et d&rsquo;autres mati\u00e8res dangereuses.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"13\" data-aria-level=\"1\"><span data-contrast=\"auto\">Frais de d\u00e9pollution et de restauration : Aide financi\u00e8re pour le nettoyage et la restauration des zones touch\u00e9es.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"14\" data-aria-level=\"1\"><span data-contrast=\"auto\">Co\u00fbts d\u2019intervention d\u2019urgence : Garantie des actions imm\u00e9diates n\u00e9cessaires pour att\u00e9nuer la pollution.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"15\" data-aria-level=\"1\"><span data-contrast=\"auto\">Dommages aux ressources naturelles : Compensation des dommages caus\u00e9s aux ressources naturelles.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"16\" data-aria-level=\"1\"><span data-contrast=\"auto\">Indemnisation pour dommages corporels ou mat\u00e9riels caus\u00e9s \u00e0 un tiers : Protection contre les r\u00e9clamations de tiers.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"17\" data-aria-level=\"1\"><span data-contrast=\"auto\">Amendes et p\u00e9nalit\u00e9s au civil : Garantie des amendes et des p\u00e9nalit\u00e9s lorsque la loi les rend assurables.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"18\" data-aria-level=\"1\"><span data-contrast=\"auto\">Dommages-int\u00e9r\u00eats punitifs : Lorsqu\u2019ils sont assurables aux termes de la loi.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"19\" data-aria-level=\"1\"><span data-contrast=\"auto\">Frais de d\u00e9fense juridique : Aide financi\u00e8re pour la d\u00e9fense juridique dans le cadre de plaintes li\u00e9es \u00e0 la pollution.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"20\" data-aria-level=\"1\"><span data-contrast=\"auto\">Risques apr\u00e8s travaux : Garantie contre les incidents de pollution survenant apr\u00e8s l&rsquo;ach\u00e8vement du projet.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<h5><b><span data-contrast=\"auto\">Activit\u00e9es couvertes<\/span><\/b><\/h5>\n<p><span data-contrast=\"auto\">Outre la couverture compl\u00e8te mentionn\u00e9e, la police d&rsquo;assurance <\/span><a href=\"https:\/\/swgins.com\/fr\/products-apps\/responsabilite-environnementale-pour-les-entrepreneurs-couverture-annuelle-ou-propre-a-un-chantier\/\"><span data-contrast=\"none\">ENVIRO de SWG<\/span><\/a><span data-contrast=\"auto\"> couvre \u00e9galement un large \u00e9ventail d&rsquo;activit\u00e9s contractuelles. Il s&rsquo;agit notamment de l&rsquo;\u00e9limination de l&rsquo;amiante et des moisissures, de la gestion de la construction, de la d\u00e9molition, du dragage, du forage, de l&rsquo;assainissement de l&rsquo;environnement, du transport, de l&rsquo;am\u00e9nagement paysager, des op\u00e9rations p\u00e9troli\u00e8res et gazi\u00e8res, de la plomberie, de la restauration, de l&rsquo;installation et de l&rsquo;entretien des fosses septiques, de l&rsquo;exploitation et de l&rsquo;entretien des services publics, de la collecte, du transport et du traitement des d\u00e9chets. Les entrepreneurs en chauffage, ventilation et climatisation, y compris ceux qui travaillent dans le secteur du p\u00e9trole et du gaz, ainsi que les exterminateurs et les sp\u00e9cialistes de la lutte contre les parasites, b\u00e9n\u00e9ficient \u00e9galement de cette couverture. En outre, la police s&rsquo;\u00e9tend aux activit\u00e9s de pulv\u00e9risation des cultures, telles que l&rsquo;application d&rsquo;herbicides, de pesticides, de fongicides et d&rsquo;engrais, ainsi qu&rsquo;aux paysagistes et \u00e0 la pulv\u00e9risation des pelouses et des jardins.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559685&quot;:0,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559685&quot;:0,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<h5><b><span data-contrast=\"auto\">Pourquoi l&rsquo;assurance environnementale est inestimable en 2025 <\/span><\/b><\/h5>\n<p><span data-contrast=\"auto\">L&rsquo;assurance environnementale est devenue une n\u00e9cessit\u00e9 pour les entrepreneurs canadiens en raison de plusieurs facteurs cl\u00e9s :<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"4\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Des r\u00e9glementations environnementales plus strictes<\/span><\/b><br \/>\n<span data-contrast=\"auto\">Au Canada, le renforcement des r\u00e9glementations environnementales a accru la n\u00e9cessit\u00e9 d&rsquo;une couverture d&rsquo;assurance compl\u00e8te. Les entrepreneurs doivent naviguer dans des paysages juridiques complexes et une assurance environnementale solide permet d&rsquo;att\u00e9nuer les risques associ\u00e9s \u00e0 la non-conformit\u00e9.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"5\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Sensibilisation \u00e0 l&rsquo;environnement<\/span><\/b><br \/>\n<span data-contrast=\"auto\">Le public et les entreprises au Canada sont de plus en plus sensibilis\u00e9s et pr\u00e9occup\u00e9s par les questions environnementales. Cela a conduit \u00e0 un examen plus approfondi des projets de construction et \u00e0 une demande accrue de pratiques respectueuses de l&rsquo;environnement.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"6\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Protection financi\u00e8re<\/span><\/b><br \/>\n<span data-contrast=\"auto\">Les incidents environnementaux peuvent entra\u00eener des pertes financi\u00e8res consid\u00e9rables. Les co\u00fbts de d\u00e9pollution, les frais de justice et les indemnisations pour les dommages subis peuvent rapidement s&rsquo;accumuler. L&rsquo;assurance environnementale fait office de filet de s\u00e9curit\u00e9, garantissant que les entrepreneurs ne sont pas financi\u00e8rement paralys\u00e9s par des \u00e9v\u00e9nements impr\u00e9vus.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Alors que l&rsquo;industrie de la construction continue d&rsquo;\u00e9voluer, la police d&rsquo;assurance ENVIRO de SWG pour la responsabilit\u00e9 environnementale des entrepreneurs &#8211; annuelle et sp\u00e9cifique \u00e0 un projet &#8211; reste un \u00e9l\u00e9ment essentiel de la gestion des risques et de la garantie d&rsquo;op\u00e9rations durables. L&rsquo;importance croissante de l&rsquo;assurance environnementale en 2025 souligne son r\u00f4le d&rsquo;outil inestimable pour les entrepreneurs canadiens, les aidant \u00e0 relever les d\u00e9fis de la r\u00e9glementation, \u00e0 pr\u00e9server leur sant\u00e9 financi\u00e8re et \u00e0 conserver un avantage concurrentiel.<\/span><\/p>\n<p><span data-contrast=\"auto\">N&rsquo;h\u00e9sitez pas \u00e0 <\/span><a href=\"https:\/\/swgins.com\/fr\/contact\/\"><span data-contrast=\"none\">nous contacter<\/span><\/a><span data-contrast=\"auto\"> pour obtenir plus d&rsquo;informations ou pour demander une soumission ! Notre \u00e9quipe est toujours heureuse de vous aider.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span data-contrast=\"auto\">*Le contenu de cet article est \u00e0 jour \u00e0 sa date de diffusion et peut \u00eatre modifi\u00e9 sans pr\u00e9avis.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559685&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">**Les garanties d\u2019assurance peuvent varier d\u2019une province \u00e0 l\u2019autre.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Solutions d\u2019assurance pour prot\u00e9ger les entrepreneurs contre les risques financiers li\u00e9s \u00e0 la pollution.<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[19],"tags":[],"class_list":["post-7085","post","type-post","status-publish","format-standard","hentry","category-news-fr"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/swgins.com\/fr\/wp-json\/wp\/v2\/posts\/7085","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/swgins.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/swgins.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/swgins.com\/fr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/swgins.com\/fr\/wp-json\/wp\/v2\/comments?post=7085"}],"version-history":[{"count":2,"href":"https:\/\/swgins.com\/fr\/wp-json\/wp\/v2\/posts\/7085\/revisions"}],"predecessor-version":[{"id":7087,"href":"https:\/\/swgins.com\/fr\/wp-json\/wp\/v2\/posts\/7085\/revisions\/7087"}],"wp:attachment":[{"href":"https:\/\/swgins.com\/fr\/wp-json\/wp\/v2\/media?parent=7085"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/swgins.com\/fr\/wp-json\/wp\/v2\/categories?post=7085"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/swgins.com\/fr\/wp-json\/wp\/v2\/tags?post=7085"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}