{"id":6481,"date":"2024-11-11T17:42:35","date_gmt":"2024-11-11T17:42:35","guid":{"rendered":"https:\/\/swgins.com\/staying-on-top-of-the-evolving-do-risk-landscape-in-canada\/"},"modified":"2024-11-11T18:13:31","modified_gmt":"2024-11-11T18:13:31","slug":"maitriser-levolution-du-paysage-des-risques-de-responsabilite-civile-des-administrateurs-et-des-dirigeants-au-canada","status":"publish","type":"post","link":"https:\/\/swgins.com\/fr\/maitriser-levolution-du-paysage-des-risques-de-responsabilite-civile-des-administrateurs-et-des-dirigeants-au-canada\/","title":{"rendered":"Ma\u00eetriser l&rsquo;\u00e9volution du paysage des risques de responsabilit\u00e9 civile des administrateurs et des dirigeants au Canada"},"content":{"rendered":"<p><span data-contrast=\"auto\">L&rsquo;assurance des administrateurs et dirigeants (A&amp;D) a toujours \u00e9t\u00e9 essentielle pour prot\u00e9ger les chefs d&rsquo;entreprise contre les pertes personnelles s&rsquo;ils font l&rsquo;objet de poursuites li\u00e9es \u00e0 leurs d\u00e9cisions ou \u00e0 leurs actions. Mais comme le portrait des risques li\u00e9s aux administrateurs et dirigeants au Canada est en constante \u00e9volution, il est plus important que jamais pour les courtiers de demeurer inform\u00e9s et de s&rsquo;adapter. Voici ce que vous devez savoir sur les derni\u00e8res tendances, les risques \u00e9mergents et la fa\u00e7on de naviguer efficacement dans cet environnement complexe.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true}\">\u00a0<\/span><\/p>\n<h5 aria-level=\"3\"><b><span data-contrast=\"auto\">Comprendre l&rsquo;\u00e9volution du spectre des risques d&rsquo;assurance des administrateurs et des dirigeants<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/h5>\n<p><span data-contrast=\"auto\">Le march\u00e9 de l&rsquo;assurance des administrateurs et dirigeants au Canada subit d&rsquo;importants changements, sous l&rsquo;influence de divers facteurs tels qu&rsquo;une surveillance r\u00e9glementaire accrue, l&rsquo;augmentation des menaces li\u00e9es \u00e0 la cybers\u00e9curit\u00e9 et l&rsquo;attention croissante port\u00e9e aux questions environnementales, sociales et de gouvernance (ESG).<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"6\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Surveillance r\u00e9glementaire<\/span><\/b><br \/>\n<span data-contrast=\"auto\">Les organismes de r\u00e9glementation intensifient leur surveillance, ce qui accro\u00eet les risques d&rsquo;enqu\u00eates et d&rsquo;actions en justice \u00e0 l&rsquo;encontre des administrateurs et des dirigeants. Cette surveillance peut provenir de diff\u00e9rents secteurs, notamment des autorit\u00e9s de r\u00e9gulation des march\u00e9s financiers et des agences environnementales, comme on l&rsquo;a vu avec les r\u00e9centes obligations d&rsquo;information li\u00e9es au climat.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"7\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Menaces de cybers\u00e9curit\u00e9<\/span><\/b><br \/>\n<span data-contrast=\"auto\">Avec l&rsquo;expansion rapide du monde num\u00e9rique, les cyberincidents sont devenus une pr\u00e9occupation majeure. En 2022, environ 21 % des entreprises canadiennes ont signal\u00e9 des atteintes \u00e0 la cybers\u00e9curit\u00e9, ce qui souligne la n\u00e9cessit\u00e9 d&rsquo;accorder une attention particuli\u00e8re \u00e0 la gestion des cyberrisques au niveau du conseil d&rsquo;administration. La pr\u00e9valence croissante des cyberattaques signifie que les administrateurs et les dirigeants risquent de ne pas mettre en \u0153uvre des mesures de cybers\u00e9curit\u00e9 ad\u00e9quates. Ils pourraient \u00eatre tenus pour responsables si leur entreprise subissait une violation de donn\u00e9es ou un cyberincident en raison d&rsquo;une protection insuffisante ou d&rsquo;une mauvaise gouvernance.\u00a0\u00a0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"8\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Responsabilit\u00e9 environnementale, sociale et de gouvernance (ESG)<\/span><\/b><br \/>\n<span data-contrast=\"auto\">ESG issues are no longer just buzzwords; they are becoming central to corporate strategy and risk management. Companies are increasingly held accountable for their ESG practices, or lack thereof, and this can lead to legal and reputational risks for directors and officers, especially in sectors like energy and finance.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"9\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Activisme des actionnaires<\/span><\/b><br \/>\n<span data-contrast=\"auto\">De plus en plus, les actionnaires remettent en question la direction des entreprises sur des questions telles que la r\u00e9mun\u00e9ration des cadres, l&rsquo;impact sur l&rsquo;environnement et la gouvernance d&rsquo;entreprise. Les administrateurs et les dirigeants peuvent faire l&rsquo;objet de poursuites judiciaires ou de pressions de la part d&rsquo;investisseurs activistes qui exigent des changements ou des explications.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"10\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Volatilit\u00e9 de l&rsquo;\u00e9conomie et des march\u00e9s<\/span><\/b><br \/>\n<span data-contrast=\"auto\">Les crises \u00e9conomiques et les fluctuations du march\u00e9 peuvent donner lieu \u00e0 des litiges entre actionnaires et \u00e0 des r\u00e9clamations li\u00e9es aux performances financi\u00e8res de l&rsquo;entreprise. Les administrateurs et les dirigeants peuvent \u00eatre accus\u00e9s de mauvaise gestion ou de ne pas avoir agi dans l&rsquo;int\u00e9r\u00eat de l&rsquo;entreprise pendant les p\u00e9riodes d&rsquo;instabilit\u00e9 \u00e9conomique.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h5 aria-level=\"3\"><b><span data-contrast=\"auto\">Les risques A&amp;D \u00e9mergents \u00e0 surveiller<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/h5>\n<p aria-level=\"3\"><span data-contrast=\"auto\">Dans un contexte \u00e9conomique aussi dynamique, il est essentiel d&rsquo;\u00eatre au courant des nouveaux risques. Consid\u00e9rez ces risques \u00e9mergents qui pourraient avoir un impact sur vos clients :<\/span><\/p>\n<p>&nbsp;<\/p>\n<h5><b><span data-contrast=\"auto\">Cybers\u00e9curit\u00e9 et violations de donn\u00e9es<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/h5>\n<p><span data-contrast=\"auto\">Dans un environnement aussi dynamique, il est essentiel d&rsquo;\u00eatre conscient des nouveaux risques. Prenez en compte ces risques \u00e9mergents qui pourraient avoir un impact sur vos clients :<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"4\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Cybersecurity and Data Breaches<\/span><\/b><br \/>\n<span data-contrast=\"auto\">Le paysage num\u00e9rique comporte de nombreux risques et une violation importante peut donner lieu \u00e0 des r\u00e9clamations contre les administrateurs et les dirigeants qui n&rsquo;ont pas accord\u00e9 la priorit\u00e9 \u00e0 la cybers\u00e9curit\u00e9.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"5\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Changements r\u00e9glementaires<\/span><\/b><br \/>\n<span data-contrast=\"auto\">Les modifications apport\u00e9es aux lois sur les valeurs mobili\u00e8res et aux normes de gouvernance d&rsquo;entreprise introduisent de nouvelles obligations. Par exemple, les Autorit\u00e9s canadiennes en valeurs mobili\u00e8res (ACVM) ont mis en place des obligations d&rsquo;information renforc\u00e9es concernant les risques li\u00e9s au changement climatique, ce qui accro\u00eet la pression exerc\u00e9e sur les dirigeants d&rsquo;entreprise pour qu&rsquo;ils se conforment et s&rsquo;adaptent.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"6\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Risques li\u00e9s \u00e0 l&rsquo;ESG<\/span><\/b><br \/>\n<span data-contrast=\"auto\">L&rsquo;importance de la question environnementale et sociale ne cessant de cro\u00eetre, les entreprises qui ne respectent pas leurs engagements en la mati\u00e8re font l&rsquo;objet d&rsquo;un examen plus approfondi. Cela n&rsquo;affecte pas seulement la r\u00e9putation de l&rsquo;organisation, mais peut \u00e9galement conduire \u00e0 des poursuites judiciaires.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<h5><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><b><span data-contrast=\"auto\">Meilleures pratiques pour naviguer dans la sph\u00e8re de l&rsquo;assurance A&amp;D<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/h5>\n<p><span data-contrast=\"auto\">Pour s&rsquo;y retrouver, il ne suffit pas d&rsquo;\u00eatre conscient de la situation, il faut agir. Voici comment vous pouvez aider vos clients \u00e0 garder une longueur d&rsquo;avance :<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"4\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">R\u00e9visions r\u00e9guli\u00e8res des polices<\/span><\/b><br \/>\n<span data-contrast=\"auto\">Surveillez de pr\u00e8s les polices d&rsquo;assurance responsabilit\u00e9 des administrateurs et des dirigeants de vos clients. Les risques \u00e9voluent, leur couverture aussi. Des r\u00e9visions r\u00e9guli\u00e8res permettent de s&rsquo;assurer que les polices sont \u00e0 jour et compl\u00e8tes.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"5\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Informer vos clients<\/span><\/b><br \/>\n<span data-contrast=\"auto\">Le savoir, \u00e7a rapporte. Aidez vos clients \u00e0 comprendre l&rsquo;importance de rester inform\u00e9s sur ces risques en constante \u00e9volution et pourquoi les solutions d&rsquo;assurance A&amp;D sur mesure sont cruciales.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"6\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Collaborer avec les souscripteurs<\/span><\/b><br \/>\n<span data-contrast=\"auto\">Travailler en \u00e9troite collaboration avec les assureurs peut faire toute la diff\u00e9rence. Prenons l&rsquo;exemple de SWG. Nos polices A&amp;D offrent une couverture compl\u00e8te qui comprend une protection affirmative pour la responsabilit\u00e9 des pratiques d&#8217;emploi (EPL), les actes illicites commis par des tiers et les dommages corporels. De tels partenariats peuvent offrir \u00e0 vos clients la protection solide dont ils ont besoin.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h5><b><span data-contrast=\"auto\">Groupe d&rsquo;assurance South Western : Solutions A&amp;D<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/h5>\n<p><span data-contrast=\"auto\">En mati\u00e8re d&rsquo;assurance A&amp;D, SWG propose des solutions con\u00e7ues pour r\u00e9pondre aux complexit\u00e9s de l&rsquo;environnement de risque actuel. En voici quelques exemples :<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"5\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Une protection int\u00e9grale<\/span><\/b><br \/>\n<span data-contrast=\"auto\">La police d&rsquo;assurance A&amp;D de SWG est une solution tout-en-un qui comprend les garanties A&amp;D, Entit\u00e9, Pratiques d&#8217;emploi, Fiduciaire et Administrateurs externes. Cette large couverture permet \u00e0 vos clients d&rsquo;\u00eatre bien prot\u00e9g\u00e9s contre toute une s\u00e9rie de responsabilit\u00e9s potentielles.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"6\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Une couverture explicite pour les risques \u00e9mergents <\/span><\/b><br \/>\n<span data-contrast=\"auto\">Avec une couverture pour la responsabilit\u00e9 des pratiques d&#8217;emploi (EPL), les actes fautifs de tiers et les dommages corporels, la police de SWG aborde certains des risques les plus pressants sur le march\u00e9 actuel.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"7\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">G\u00e9n\u00e9ralit\u00e9s et extensions <\/span><\/b><br \/>\n<span data-contrast=\"auto\">Cette police offre \u00e0 vos clients une protection \u00e9tendue dans de nombreux sc\u00e9narios gr\u00e2ce \u00e0 ses d\u00e9finitions larges des sinistres et des actes fautifs. De plus, les extensions disponibles, telles que la responsabilit\u00e9 fiduciaire et la garantie contre la violence sur le lieu de travail, permettent de personnaliser la police pour r\u00e9pondre \u00e0 des besoins sp\u00e9cifiques.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"8\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Une port\u00e9e globale<\/span><\/b><br \/>\n<span data-contrast=\"auto\">La police d&rsquo;assurance A&amp;D de SWG propose une protection mondiale, ce qui garantit que vos clients sont prot\u00e9g\u00e9s quel que soit l&rsquo;endroit o\u00f9 ils exercent leurs activit\u00e9s. La police comprend \u00e9galement une protection pour les administrateurs et dirigeants pass\u00e9s, pr\u00e9sents et futurs, ainsi que pour d&rsquo;autres personnes cl\u00e9s au sein de l&rsquo;organisation.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">Au Canada, sur le plan des risques de responsabilit\u00e9 civile des administrateurs et des dirigeants, la situation est loin d&rsquo;\u00eatre statique. Comme ces risques continuent d&rsquo;\u00e9voluer, le r\u00f4le des courtiers pour guider leurs clients \u00e0 travers ces d\u00e9fis devient de plus en plus vital. En restant inform\u00e9, en r\u00e9visant r\u00e9guli\u00e8rement les polices et en vous associant \u00e0 des souscripteurs sp\u00e9cialis\u00e9s comme SWG, vous pouvez aider vos clients \u00e0 naviguer dans cet environnement complexe en toute confiance.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">Sources :<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<ol>\n<li data-leveltext=\"%1.\" data-font=\"Times New Roman\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:0,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769242&quot;:[65533,0],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;%1.&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Statistics Canada. (2022). <\/span><a href=\"https:\/\/www150.statcan.gc.ca\/n1\/daily-quotidien\/221018\/dq221018b-fra.htm\"><span data-contrast=\"none\">L&rsquo;incidence du cybercrime sur les entreprises canadiennes, 2021.<\/span><\/a><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true}\">\u00a0<\/span><\/li>\n<\/ol>\n<ol>\n<li data-leveltext=\"%1.\" data-font=\"Times New Roman\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:0,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769242&quot;:[65533,0],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;%1.&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Canadian Securities Administrators. (2019). <\/span><a href=\"https:\/\/www.osc.ca\/sites\/default\/files\/pdfs\/irps\/csa_20190801_51-358_reporting-of-climate-change-related-risks.pdf\"><b><span data-contrast=\"none\">CSA Staff Notice 51-358 Reporting of Climate Change-related Risks<\/span><\/b><\/a><span data-contrast=\"auto\">. (en anglais seulement)<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true}\">\u00a0<\/span><\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"<p>Explorez les derni\u00e8res tendances de l\u2019assurance A&#038;D, du contr\u00f4le r\u00e9glementaire \u00e0 la cybers\u00e9curit\u00e9. <\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[19],"tags":[],"class_list":["post-6481","post","type-post","status-publish","format-standard","hentry","category-news-fr"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/swgins.com\/fr\/wp-json\/wp\/v2\/posts\/6481","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/swgins.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/swgins.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/swgins.com\/fr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/swgins.com\/fr\/wp-json\/wp\/v2\/comments?post=6481"}],"version-history":[{"count":3,"href":"https:\/\/swgins.com\/fr\/wp-json\/wp\/v2\/posts\/6481\/revisions"}],"predecessor-version":[{"id":6484,"href":"https:\/\/swgins.com\/fr\/wp-json\/wp\/v2\/posts\/6481\/revisions\/6484"}],"wp:attachment":[{"href":"https:\/\/swgins.com\/fr\/wp-json\/wp\/v2\/media?parent=6481"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/swgins.com\/fr\/wp-json\/wp\/v2\/categories?post=6481"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/swgins.com\/fr\/wp-json\/wp\/v2\/tags?post=6481"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}