{"id":2745,"date":"2024-09-04T12:16:08","date_gmt":"2024-09-04T12:16:08","guid":{"rendered":"https:\/\/testing.geekpower.ca\/swg\/swg-rcg-les-tendances-les-plus-fortes-dans-le-marche-du-commerce-au-detail-au-canada\/"},"modified":"2024-09-17T16:31:33","modified_gmt":"2024-09-17T16:31:33","slug":"swg-rcg-les-tendances-les-plus-fortes-dans-le-marche-du-commerce-au-detail-au-canada","status":"publish","type":"post","link":"https:\/\/swgins.com\/fr\/swg-rcg-les-tendances-les-plus-fortes-dans-le-marche-du-commerce-au-detail-au-canada\/","title":{"rendered":"SWG RCG \u2013 Les tendances les plus fortes dans le march\u00e9 du commerce au d\u00e9tail au Canada"},"content":{"rendered":"<h2><span lang=\"EN-GB\"><strong>SWG RCG \u2013 Les tendances les plus fortes dans le march\u00e9 du commerce au d\u00e9tail au Canada<\/strong><\/span><\/h2>\n<p>&nbsp;<\/p>\n<p><span class=\"TextRun SCXW56929175 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW56929175 BCX0\">Le commerce du <\/span><span class=\"NormalTextRun SCXW56929175 BCX0\">march\u00e9<\/span><span class=\"NormalTextRun SCXW56929175 BCX0\"> au <\/span><span class=\"NormalTextRun SCXW56929175 BCX0\">d\u00e9tail<\/span><span class=\"NormalTextRun SCXW56929175 BCX0\"> au Canada vend des <\/span><span class=\"NormalTextRun SCXW56929175 BCX0\">biens<\/span><span class=\"NormalTextRun SCXW56929175 BCX0\"> et des services par <\/span><span class=\"NormalTextRun SCXW56929175 BCX0\">l\u2019entremise<\/span><span class=\"NormalTextRun SCXW56929175 BCX0\"> de <\/span><span class=\"NormalTextRun SCXW56929175 BCX0\">ses<\/span><span class=\"NormalTextRun SCXW56929175 BCX0\"> boutiques au grand public. <\/span><span class=\"NormalTextRun SCXW56929175 BCX0\">Souvent<\/span><span class=\"NormalTextRun SCXW56929175 BCX0\">, les <\/span><span class=\"NormalTextRun SCXW56929175 BCX0\">grandes<\/span> <span class=\"NormalTextRun SCXW56929175 BCX0\">cha\u00eenes<\/span><span class=\"NormalTextRun SCXW56929175 BCX0\"> au <\/span><span class=\"NormalTextRun SCXW56929175 BCX0\">d\u00e9tail<\/span> <span class=\"NormalTextRun SCXW56929175 BCX0\">ont<\/span> <span class=\"NormalTextRun SCXW56929175 BCX0\">leurs<\/span> <span class=\"NormalTextRun SCXW56929175 BCX0\">propres<\/span><span class=\"NormalTextRun SCXW56929175 BCX0\"> entrep\u00f4ts, et, dans <\/span><span class=\"NormalTextRun SCXW56929175 BCX0\">certains<\/span> <span class=\"NormalTextRun SCXW56929175 BCX0\">cas<\/span><span class=\"NormalTextRun SCXW56929175 BCX0\">, <\/span><span class=\"NormalTextRun SCXW56929175 BCX0\">fabriquent<\/span><span class=\"NormalTextRun SCXW56929175 BCX0\"> des <\/span><span class=\"NormalTextRun SCXW56929175 BCX0\">biens<\/span><span class=\"NormalTextRun SCXW56929175 BCX0\"> avec <\/span><span class=\"NormalTextRun SCXW56929175 BCX0\">leur<\/span><span class=\"NormalTextRun SCXW56929175 BCX0\"> propre marque dans <\/span><span class=\"NormalTextRun SCXW56929175 BCX0\">leurs<\/span><span class=\"NormalTextRun SCXW56929175 BCX0\"> installations.<\/span><\/span><span class=\"EOP SCXW56929175 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span class=\"TextRun SCXW79589752 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW79589752 BCX0\">Entre 2012 et 2019, le <\/span><span class=\"NormalTextRun SCXW79589752 BCX0\">march\u00e9<\/span><span class=\"NormalTextRun SCXW79589752 BCX0\"> Canadien du commerce au <\/span><span class=\"NormalTextRun SCXW79589752 BCX0\">d\u00e9tail<\/span><span class=\"NormalTextRun SCXW79589752 BCX0\"> a <\/span><span class=\"NormalTextRun SCXW79589752 BCX0\">constamment<\/span> <span class=\"NormalTextRun SCXW79589752 BCX0\">augment\u00e9<\/span><span class=\"NormalTextRun SCXW79589752 BCX0\">. Il y a <\/span><span class=\"NormalTextRun SCXW79589752 BCX0\">eu<\/span> <span class=\"NormalTextRun SCXW79589752 BCX0\">une<\/span> <span class=\"NormalTextRun SCXW79589752 BCX0\">hausse<\/span><span class=\"NormalTextRun SCXW79589752 BCX0\"> de 1.6% dans le commerce au <\/span><span class=\"NormalTextRun SCXW79589752 BCX0\">d\u00e9tail<\/span> <span class=\"NormalTextRun SCXW79589752 BCX0\">en<\/span><span class=\"NormalTextRun SCXW79589752 BCX0\"> 2018. En 2020, <\/span><span class=\"NormalTextRun SCXW79589752 BCX0\">toutefois<\/span><span class=\"NormalTextRun SCXW79589752 BCX0\">, les ventes <\/span><span class=\"NormalTextRun SCXW79589752 BCX0\">ont<\/span> <span class=\"NormalTextRun SCXW79589752 BCX0\">chut\u00e9<\/span><span class=\"NormalTextRun SCXW79589752 BCX0\"> de <\/span><span class=\"NormalTextRun SCXW79589752 BCX0\">presque<\/span><span class=\"NormalTextRun SCXW79589752 BCX0\"> 1.5% \u00e0 cause de la <\/span><span class=\"NormalTextRun SCXW79589752 BCX0\">pand\u00e9mie<\/span><span class=\"NormalTextRun SCXW79589752 BCX0\"> du Coronavirus. (COVID-19) <\/span><span class=\"NormalTextRun SCXW79589752 BCX0\">Continuez<\/span><span class=\"NormalTextRun SCXW79589752 BCX0\"> de lire pour <\/span><span class=\"NormalTextRun SCXW79589752 BCX0\">conna\u00eetre<\/span><span class=\"NormalTextRun SCXW79589752 BCX0\"> les plus <\/span><span class=\"NormalTextRun SCXW79589752 BCX0\">r\u00e9centes<\/span><span class=\"NormalTextRun SCXW79589752 BCX0\"> tendances qui <\/span><span class=\"NormalTextRun SCXW79589752 BCX0\">affectent<\/span><span class=\"NormalTextRun SCXW79589752 BCX0\"> le <\/span><span class=\"NormalTextRun SCXW79589752 BCX0\">march\u00e9<\/span><span class=\"NormalTextRun SCXW79589752 BCX0\"> du commerce au <\/span><span class=\"NormalTextRun SCXW79589752 BCX0\">d\u00e9tail<\/span><span class=\"NormalTextRun SCXW79589752 BCX0\"> au Canada.<\/span><\/span><span class=\"EOP SCXW79589752 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<h5><strong><span class=\"TextRun SCXW105613013 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW105613013 BCX0\">Les <\/span><span class=\"NormalTextRun SCXW105613013 BCX0\">d\u00e9taillants<\/span><span class=\"NormalTextRun SCXW105613013 BCX0\"> pour les <\/span><span class=\"NormalTextRun SCXW105613013 BCX0\">mat\u00e9riaux<\/span><span class=\"NormalTextRun SCXW105613013 BCX0\">, <\/span><span class=\"NormalTextRun SCXW105613013 BCX0\">l\u2019\u00e9quipement<\/span><span class=\"NormalTextRun SCXW105613013 BCX0\"> de <\/span><span class=\"NormalTextRun SCXW105613013 BCX0\">jardin<\/span><span class=\"NormalTextRun SCXW105613013 BCX0\"> et <\/span><span class=\"NormalTextRun SCXW105613013 BCX0\">l\u2019alimentation<\/span> <span class=\"NormalTextRun SCXW105613013 BCX0\">ont<\/span> <span class=\"NormalTextRun SCXW105613013 BCX0\">eu<\/span><span class=\"NormalTextRun SCXW105613013 BCX0\"> les plus fortes <\/span><span class=\"NormalTextRun SCXW105613013 BCX0\">hausses<\/span><span class=\"NormalTextRun SCXW105613013 BCX0\"> de ventes<\/span><\/span><span class=\"EOP SCXW105613013 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/strong><\/h5>\n<p>&nbsp;<\/p>\n<p><span lang=\"EN-GB\">Les concessionnaires qui vendent des v\u00e9hicules et des pi\u00e8ces automobiles ont souffert d\u2019une baisse de presque 9% pour les ventes au d\u00e9tail en 2020, alors que les concessionnaires qui vendent des nouveaux v\u00e9hicules ont connu une baisse de presque 12%.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span lang=\"EN-GB\"><span class=\"TextRun SCXW66604103 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW66604103 BCX0\">Les <\/span><span class=\"NormalTextRun SCXW66604103 BCX0\">concessionnaires<\/span><span class=\"NormalTextRun SCXW66604103 BCX0\"> qui <\/span><span class=\"NormalTextRun SCXW66604103 BCX0\">vendent<\/span><span class=\"NormalTextRun SCXW66604103 BCX0\"> des <\/span><span class=\"NormalTextRun SCXW66604103 BCX0\">v\u00e9hicules<\/span><span class=\"NormalTextRun SCXW66604103 BCX0\"> et des <\/span><span class=\"NormalTextRun SCXW66604103 BCX0\">pi\u00e8ces<\/span><span class=\"NormalTextRun SCXW66604103 BCX0\"> automobiles <\/span><span class=\"NormalTextRun SCXW66604103 BCX0\">ont<\/span> <span class=\"NormalTextRun SCXW66604103 BCX0\">souffert<\/span> <span class=\"NormalTextRun SCXW66604103 BCX0\">d\u2019une<\/span> <span class=\"NormalTextRun SCXW66604103 BCX0\">baisse<\/span><span class=\"NormalTextRun SCXW66604103 BCX0\"> de <\/span><span class=\"NormalTextRun SCXW66604103 BCX0\">presque<\/span><span class=\"NormalTextRun SCXW66604103 BCX0\"> 9% pour les ventes au <\/span><span class=\"NormalTextRun SCXW66604103 BCX0\">d\u00e9tail<\/span> <span class=\"NormalTextRun SCXW66604103 BCX0\">en<\/span><span class=\"NormalTextRun SCXW66604103 BCX0\"> 2020, <\/span><span class=\"NormalTextRun SCXW66604103 BCX0\">alors<\/span><span class=\"NormalTextRun SCXW66604103 BCX0\"> que les <\/span><span class=\"NormalTextRun SCXW66604103 BCX0\">concessionnaires<\/span><span class=\"NormalTextRun SCXW66604103 BCX0\"> qui <\/span><span class=\"NormalTextRun SCXW66604103 BCX0\">vendent<\/span><span class=\"NormalTextRun SCXW66604103 BCX0\"> des nouveaux <\/span><span class=\"NormalTextRun SCXW66604103 BCX0\">v\u00e9hicules<\/span> <span class=\"NormalTextRun SCXW66604103 BCX0\">ont<\/span> <span class=\"NormalTextRun SCXW66604103 BCX0\">connu<\/span> <span class=\"NormalTextRun SCXW66604103 BCX0\">une<\/span> <span class=\"NormalTextRun SCXW66604103 BCX0\">baisse<\/span><span class=\"NormalTextRun SCXW66604103 BCX0\"> de <\/span><span class=\"NormalTextRun SCXW66604103 BCX0\">presque<\/span><span class=\"NormalTextRun SCXW66604103 BCX0\"> 12%. <span class=\"TextRun SCXW231655062 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW231655062 BCX0\">En revanche, les \u00e9piceries, les <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW231655062 BCX0\">vendeurs<\/span><span class=\"NormalTextRun SCXW231655062 BCX0\"> de <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW231655062 BCX0\">mat\u00e9riaux<\/span><span class=\"NormalTextRun SCXW231655062 BCX0\"> et les <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW231655062 BCX0\">fournisseurs<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW231655062 BCX0\">d\u2019\u00e9quipement<\/span><span class=\"NormalTextRun SCXW231655062 BCX0\"> de <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW231655062 BCX0\">jardin<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW231655062 BCX0\">ont<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW231655062 BCX0\">tous<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW231655062 BCX0\">connu<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW231655062 BCX0\">une<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW231655062 BCX0\">hausse<\/span><span class=\"NormalTextRun SCXW231655062 BCX0\"> de <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW231655062 BCX0\">leurs<\/span><span class=\"NormalTextRun SCXW231655062 BCX0\"> ventes <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW231655062 BCX0\">en<\/span><span class=\"NormalTextRun SCXW231655062 BCX0\"> 2020. Au d\u00e9but de la <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW231655062 BCX0\">pand\u00e9mie<\/span><span class=\"NormalTextRun SCXW231655062 BCX0\">, les ventes des \u00e9piceries et <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW231655062 BCX0\">autres<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW231655062 BCX0\">commerces<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW231655062 BCX0\">d\u2019alimentation<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW231655062 BCX0\">ont<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW231655062 BCX0\">connu<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW231655062 BCX0\">une<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW231655062 BCX0\">hausse<\/span><span class=\"NormalTextRun SCXW231655062 BCX0\"> de <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW231655062 BCX0\">presque<\/span><span class=\"NormalTextRun SCXW231655062 BCX0\"> 12%. Pendant <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW231655062 BCX0\">ce<\/span><span class=\"NormalTextRun SCXW231655062 BCX0\"> temps, avec les gens qui <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW231655062 BCX0\">passent<\/span><span class=\"NormalTextRun SCXW231655062 BCX0\"> plus de temps \u00e0 la <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW231655062 BCX0\">maison<\/span><span class=\"NormalTextRun SCXW231655062 BCX0\">, les ventes de <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW231655062 BCX0\">mat\u00e9riaux<\/span><span class=\"NormalTextRun SCXW231655062 BCX0\"> de construction et <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW231655062 BCX0\">d\u2019\u00e9quipement<\/span><span class=\"NormalTextRun SCXW231655062 BCX0\"> de <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW231655062 BCX0\">jardin<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW231655062 BCX0\">ont<\/span><span class=\"NormalTextRun SCXW231655062 BCX0\"> beaucoup <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW231655062 BCX0\">augment\u00e9<\/span><span class=\"NormalTextRun SCXW231655062 BCX0\">. En <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW231655062 BCX0\">d\u00e9cembre<\/span><span class=\"NormalTextRun SCXW231655062 BCX0\"> 2020, le <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW231655062 BCX0\">changement<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW231655062 BCX0\">annuel<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW231655062 BCX0\">fut<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW231655062 BCX0\">d\u2019environ<\/span><span class=\"NormalTextRun SCXW231655062 BCX0\"> 11%, <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW231655062 BCX0\">alors<\/span><span class=\"NormalTextRun SCXW231655062 BCX0\"> que le <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW231655062 BCX0\">changement<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW231655062 BCX0\">mensuel<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW231655062 BCX0\">\u00e9tait<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW231655062 BCX0\">pr\u00e8s<\/span><span class=\"NormalTextRun SCXW231655062 BCX0\"> de 20% plus <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW231655062 BCX0\">\u00e9lev\u00e9<\/span><span class=\"NormalTextRun SCXW231655062 BCX0\"> que <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW231655062 BCX0\">d\u00e9cembre<\/span><span class=\"NormalTextRun SCXW231655062 BCX0\"> 2019. (1)<\/span><\/span><span class=\"EOP SCXW231655062 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/span><\/span><\/span><\/p>\n<p>&nbsp;<\/p>\n<h5><strong><span class=\"TextRun SCXW216036506 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW216036506 BCX0\">Les <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW216036506 BCX0\">d\u00e9taillants<\/span><span class=\"NormalTextRun SCXW216036506 BCX0\"> font <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW216036506 BCX0\">\u00e9voluer<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW216036506 BCX0\">leurs<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW216036506 BCX0\">capacit\u00e9s<\/span><span class=\"NormalTextRun SCXW216036506 BCX0\"> multi-<\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW216036506 BCX0\">r\u00e9seaux<\/span><span class=\"NormalTextRun SCXW216036506 BCX0\"> pour <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW216036506 BCX0\">baisser<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW216036506 BCX0\">leurs<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW216036506 BCX0\">co\u00fbts<\/span><\/span><span class=\"EOP SCXW216036506 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/strong><\/h5>\n<p>&nbsp;<\/p>\n<p><span lang=\"EN-GB\">En mettant en contact la production et la consommation, le march\u00e9 du d\u00e9tail a un effet direct et indirect sur l\u2019\u00e9conomie Canadienne. L\u2019achat en ligne, le ramassage en magasin (ou la livraison directement du magasin) et les ententes de livraison \u00e0 la maison ont vraiment augment\u00e9 et 2020 et la COVID-19 amplifie ces tendances alors que les d\u00e9taillants font \u00e9voluer leurs capacit\u00e9s multi-r\u00e9seaux. Beaucoup de d\u00e9taillants se tournent vers l\u2019exp\u00e9rience multi-r\u00e9seaux et utilisent leurs magasins pour diminuer les co\u00fbts de compl\u00e9ter les commandes. (2)<\/span><\/p>\n<p>&nbsp;<\/p>\n<h5><strong><span class=\"TextRun SCXW71931515 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW71931515 BCX0\">Les <\/span><span class=\"NormalTextRun SCXW71931515 BCX0\">risques<\/span> <span class=\"NormalTextRun SCXW71931515 BCX0\">communs<\/span><span class=\"NormalTextRun SCXW71931515 BCX0\"> des boutiques <\/span><span class=\"NormalTextRun SCXW71931515 BCX0\">en<\/span> <span class=\"NormalTextRun SCXW71931515 BCX0\">ligne<\/span><\/span><span class=\"EOP SCXW71931515 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/strong><\/h5>\n<p>&nbsp;<\/p>\n<p><span class=\"TextRun SCXW264380897 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW264380897 BCX0\">Plus<\/span><span class=\"NormalTextRun SCXW264380897 BCX0\"> de 90% des Canadiens <\/span><span class=\"NormalTextRun SCXW264380897 BCX0\">pr\u00e9voient<\/span><span class=\"NormalTextRun SCXW264380897 BCX0\"> faire le <\/span><span class=\"NormalTextRun SCXW264380897 BCX0\">m\u00eame<\/span> <span class=\"NormalTextRun SCXW264380897 BCX0\">nombre<\/span> <span class=\"NormalTextRun SCXW264380897 BCX0\">ou<\/span> <span class=\"NormalTextRun SCXW264380897 BCX0\">davantage<\/span><span class=\"NormalTextRun SCXW264380897 BCX0\"> de <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW264380897 BCX0\">magasinage<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW264380897 BCX0\">en<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW264380897 BCX0\">ligne<\/span><span class=\"NormalTextRun SCXW264380897 BCX0\"> apr\u00e8s la COVID <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW264380897 BCX0\">qu\u2019ils<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW264380897 BCX0\">en<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW264380897 BCX0\">faisaient<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW264380897 BCX0\">avant<\/span><span class=\"NormalTextRun SCXW264380897 BCX0\">. <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW264380897 BCX0\">Chaque<\/span><span class=\"NormalTextRun SCXW264380897 BCX0\"> commerce, <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW264380897 BCX0\">toutefois<\/span><span class=\"NormalTextRun SCXW264380897 BCX0\">, <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW264380897 BCX0\">comporte<\/span> <span class=\"NormalTextRun ContextualSpellingAndGrammarErrorV2Themed SCXW264380897 BCX0\">un certain<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW264380897 BCX0\">nombre<\/span><span class=\"NormalTextRun SCXW264380897 BCX0\"> de <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW264380897 BCX0\">risques<\/span><span class=\"NormalTextRun SCXW264380897 BCX0\">. <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW264380897 BCX0\">Digitaliser<\/span><span class=\"NormalTextRun SCXW264380897 BCX0\"> un commerce <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW264380897 BCX0\">implique<\/span><span class=\"NormalTextRun SCXW264380897 BCX0\"> des <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW264380897 BCX0\">risques<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW264380897 BCX0\">traditionnels<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW264380897 BCX0\">comme<\/span><span class=\"NormalTextRun SCXW264380897 BCX0\"> le vol <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW264380897 BCX0\">d\u2019inventaire<\/span><span class=\"NormalTextRun SCXW264380897 BCX0\">, de <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW264380897 BCX0\">m\u00eame<\/span><span class=\"NormalTextRun SCXW264380897 BCX0\"> que les <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW264380897 BCX0\">risques<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW264380897 BCX0\">en<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW264380897 BCX0\">ligne<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW264380897 BCX0\">comme<\/span><span class=\"NormalTextRun SCXW264380897 BCX0\"> le <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW264380897 BCX0\">Cyberrisque<\/span> <span class=\"NormalTextRun SCXW264380897 BCX0\">ou<\/span> <span class=\"NormalTextRun SCXW264380897 BCX0\">l\u2019atteinte<\/span><span class=\"NormalTextRun SCXW264380897 BCX0\"> \u00e0 la <\/span><span class=\"NormalTextRun SCXW264380897 BCX0\">confidentialit\u00e9<\/span><span class=\"NormalTextRun SCXW264380897 BCX0\">.<\/span><\/span><span class=\"EOP SCXW264380897 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span class=\"TextRun SCXW39775135 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW39775135 BCX0\">M\u00eame<\/span> <span class=\"NormalTextRun SCXW39775135 BCX0\">si<\/span> <span class=\"NormalTextRun SCXW39775135 BCX0\">une<\/span> <span class=\"NormalTextRun SCXW39775135 BCX0\">entreprise<\/span> <span class=\"NormalTextRun SCXW39775135 BCX0\">peut<\/span><span class=\"NormalTextRun SCXW39775135 BCX0\"> faire la <\/span><span class=\"NormalTextRun SCXW39775135 BCX0\">plupart<\/span><span class=\"NormalTextRun SCXW39775135 BCX0\">, <\/span><span class=\"NormalTextRun SCXW39775135 BCX0\">sinon<\/span><span class=\"NormalTextRun SCXW39775135 BCX0\">, <\/span><span class=\"NormalTextRun SCXW39775135 BCX0\">toutes<\/span> <span class=\"NormalTextRun SCXW39775135 BCX0\">ses<\/span><span class=\"NormalTextRun SCXW39775135 BCX0\"> transactions <\/span><span class=\"NormalTextRun SCXW39775135 BCX0\">en<\/span> <span class=\"NormalTextRun SCXW39775135 BCX0\">ligne<\/span><span class=\"NormalTextRun SCXW39775135 BCX0\">, <\/span><span class=\"NormalTextRun SCXW39775135 BCX0\">elle<\/span> <span class=\"NormalTextRun SCXW39775135 BCX0\">peut<\/span> <span class=\"NormalTextRun SCXW39775135 BCX0\">aussi<\/span> <span class=\"NormalTextRun SCXW39775135 BCX0\">avoir<\/span><span class=\"NormalTextRun SCXW39775135 BCX0\"> un lieu de commerce physique <\/span><span class=\"NormalTextRun SCXW39775135 BCX0\">qu\u2019elle<\/span><span class=\"NormalTextRun SCXW39775135 BCX0\"> doit <\/span><span class=\"NormalTextRun SCXW39775135 BCX0\">prot\u00e9ger<\/span> <span class=\"NormalTextRun SCXW39775135 BCX0\">contre<\/span><span class=\"NormalTextRun SCXW39775135 BCX0\"> les <\/span><span class=\"NormalTextRun SCXW39775135 BCX0\">risques<\/span> <span class=\"NormalTextRun SCXW39775135 BCX0\">journaliers<\/span> <span class=\"NormalTextRun SCXW39775135 BCX0\">associ\u00e9s<\/span><span class=\"NormalTextRun SCXW39775135 BCX0\"> aux tiers, <\/span><span class=\"NormalTextRun SCXW39775135 BCX0\">comme<\/span><span class=\"NormalTextRun SCXW39775135 BCX0\"> les <\/span><span class=\"NormalTextRun SCXW39775135 BCX0\">r\u00e9clamations<\/span><span class=\"NormalTextRun SCXW39775135 BCX0\"> pour les <\/span><span class=\"NormalTextRun SCXW39775135 BCX0\">blessures<\/span><span class=\"NormalTextRun SCXW39775135 BCX0\"> physiques <\/span><span class=\"NormalTextRun SCXW39775135 BCX0\">ou<\/span><span class=\"NormalTextRun SCXW39775135 BCX0\"> les <\/span><span class=\"NormalTextRun SCXW39775135 BCX0\">dommages<\/span><span class=\"NormalTextRun SCXW39775135 BCX0\"> \u00e0 la <\/span><span class=\"NormalTextRun SCXW39775135 BCX0\">propri\u00e9t\u00e9<\/span><span class=\"NormalTextRun SCXW39775135 BCX0\">. Par <\/span><span class=\"NormalTextRun SCXW39775135 BCX0\">exemple<\/span> <span class=\"NormalTextRun SCXW39775135 BCX0\">lorsqu\u2019un<\/span><span class=\"NormalTextRun SCXW39775135 BCX0\"> client <\/span><span class=\"NormalTextRun SCXW39775135 BCX0\">visite<\/span><span class=\"NormalTextRun SCXW39775135 BCX0\"> un lieu physique pour <\/span><span class=\"NormalTextRun SCXW39775135 BCX0\">ramasser<\/span> <span class=\"NormalTextRun SCXW39775135 BCX0\">une<\/span> <span class=\"NormalTextRun SCXW39775135 BCX0\">commande<\/span><span class=\"NormalTextRun SCXW39775135 BCX0\">, <\/span><span class=\"NormalTextRun SCXW39775135 BCX0\">ils<\/span> <span class=\"NormalTextRun SCXW39775135 BCX0\">peuvent<\/span> <span class=\"NormalTextRun SCXW39775135 BCX0\">tr\u00e9bucher<\/span><span class=\"NormalTextRun SCXW39775135 BCX0\">, se blesser au <\/span><span class=\"NormalTextRun SCXW39775135 BCX0\">poignet<\/span><span class=\"NormalTextRun SCXW39775135 BCX0\"> et <\/span><span class=\"NormalTextRun SCXW39775135 BCX0\">poursuivre<\/span><span class=\"NormalTextRun SCXW39775135 BCX0\"> pour <\/span><span class=\"NormalTextRun SCXW39775135 BCX0\">blessures<\/span><span class=\"NormalTextRun SCXW39775135 BCX0\"> physiques. Peu <\/span><span class=\"NormalTextRun SCXW39775135 BCX0\">importe<\/span> <span class=\"NormalTextRun SCXW39775135 BCX0\">l\u2019issue<\/span><span class=\"NormalTextRun SCXW39775135 BCX0\"> de la <\/span><span class=\"NormalTextRun SCXW39775135 BCX0\">poursuite<\/span><span class=\"NormalTextRun SCXW39775135 BCX0\">, la <\/span><span class=\"NormalTextRun SCXW39775135 BCX0\">responsabilit\u00e9<\/span><span class=\"NormalTextRun SCXW39775135 BCX0\"> civile <\/span><span class=\"NormalTextRun SCXW39775135 BCX0\">g\u00e9n\u00e9rale<\/span> <span class=\"NormalTextRun SCXW39775135 BCX0\">couvre<\/span><span class=\"NormalTextRun SCXW39775135 BCX0\"> les frais <\/span><span class=\"NormalTextRun SCXW39775135 BCX0\">l\u00e9gaux<\/span><span class=\"NormalTextRun SCXW39775135 BCX0\"> et les frais <\/span><span class=\"NormalTextRun SCXW39775135 BCX0\">m\u00e9dicaux<\/span><span class=\"NormalTextRun SCXW39775135 BCX0\">.<\/span><\/span><span class=\"EOP SCXW39775135 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<h5><strong><span class=\"TextRun SCXW157243088 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW157243088 BCX0\">SWG RCG \u2013 <\/span><span class=\"NormalTextRun SCXW157243088 BCX0\">L\u2019assurance<\/span> <span class=\"NormalTextRun SCXW157243088 BCX0\">responsabilit\u00e9<\/span><span class=\"NormalTextRun SCXW157243088 BCX0\"> civile <\/span><span class=\"NormalTextRun SCXW157243088 BCX0\">g\u00e9n\u00e9rale<\/span><\/span><span class=\"EOP SCXW157243088 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/strong><\/h5>\n<p>&nbsp;<\/p>\n<p><span class=\"TextRun SCXW240204705 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW240204705 BCX0\">SWG RCG \u2013 <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW240204705 BCX0\">L\u2019assurance<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW240204705 BCX0\">responsabilit\u00e9<\/span><span class=\"NormalTextRun SCXW240204705 BCX0\"> civile G\u00e9n\u00e9rale <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW240204705 BCX0\">est<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW240204705 BCX0\">con\u00e7ue<\/span><span class=\"NormalTextRun SCXW240204705 BCX0\"> pour <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW240204705 BCX0\">prot\u00e9ger<\/span><span class=\"NormalTextRun SCXW240204705 BCX0\"> les <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW240204705 BCX0\">produits<\/span> <span class=\"NormalTextRun SCXW240204705 BCX0\">ou<\/span><span class=\"NormalTextRun SCXW240204705 BCX0\"> services de petites et <\/span><span class=\"NormalTextRun SCXW240204705 BCX0\">grandes<\/span> <span class=\"NormalTextRun SCXW240204705 BCX0\">entreprises<\/span><span class=\"NormalTextRun SCXW240204705 BCX0\">. Vous <\/span><span class=\"NormalTextRun SCXW240204705 BCX0\">pouvez<\/span> <span class=\"NormalTextRun SCXW240204705 BCX0\">\u00eatre<\/span><span class=\"NormalTextRun SCXW240204705 BCX0\"> tr\u00e8s <\/span><span class=\"NormalTextRun SCXW240204705 BCX0\">prudents<\/span><span class=\"NormalTextRun SCXW240204705 BCX0\">, des <\/span><span class=\"NormalTextRun SCXW240204705 BCX0\">\u00e9v\u00e9nements<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW240204705 BCX0\">impr\u00e9vus<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW240204705 BCX0\">peuvent<\/span><span class=\"NormalTextRun SCXW240204705 BCX0\"> arriver \u00e0 <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW240204705 BCX0\">chaque<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW240204705 BCX0\">entreprise<\/span><span class=\"NormalTextRun SCXW240204705 BCX0\">. <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW240204705 BCX0\">Prot\u00e9gez<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW240204705 BCX0\">votre<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW240204705 BCX0\">patrimoine<\/span><span class=\"NormalTextRun SCXW240204705 BCX0\"> avec <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW240204705 BCX0\">une<\/span><span class=\"NormalTextRun SCXW240204705 BCX0\"> police <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW240204705 BCX0\">d\u2019assurance<\/span><span class=\"NormalTextRun SCXW240204705 BCX0\"> qui correspond \u00e0 <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW240204705 BCX0\">vos<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW240204705 BCX0\">besoins<\/span><span class=\"NormalTextRun SCXW240204705 BCX0\">.<\/span><\/span><span class=\"EOP SCXW240204705 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span class=\"TextRun SCXW180248310 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW180248310 BCX0\">Peu <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW180248310 BCX0\">importe<\/span><span class=\"NormalTextRun SCXW180248310 BCX0\"> que <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW180248310 BCX0\">vous<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW180248310 BCX0\">soyez<\/span><span class=\"NormalTextRun SCXW180248310 BCX0\"> un propri\u00e9taire <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW180248310 BCX0\">d\u2019entreprise<\/span><span class=\"NormalTextRun SCXW180248310 BCX0\">, un <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW180248310 BCX0\">professionnel<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW180248310 BCX0\">ou<\/span><span class=\"NormalTextRun SCXW180248310 BCX0\"> un <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW180248310 BCX0\">grossiste<\/span><span class=\"NormalTextRun SCXW180248310 BCX0\">, les protections <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW180248310 BCX0\">d\u2019assurance<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW180248310 BCX0\">responsabilit\u00e9<\/span><span class=\"NormalTextRun SCXW180248310 BCX0\"> civile <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW180248310 BCX0\">g\u00e9n\u00e9rale<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW180248310 BCX0\">peuvent<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW180248310 BCX0\">\u00eatre<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW180248310 BCX0\">personnalis\u00e9es<\/span><span class=\"NormalTextRun SCXW180248310 BCX0\"> pour <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW180248310 BCX0\">vous<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW180248310 BCX0\">prot\u00e9ger<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW180248310 BCX0\">contre<\/span><span class=\"NormalTextRun SCXW180248310 BCX0\"> les <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW180248310 BCX0\">risques<\/span><span class=\"NormalTextRun SCXW180248310 BCX0\"> et expos\u00e9s <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW180248310 BCX0\">uniques<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW180248310 BCX0\">auxquels<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW180248310 BCX0\">vous<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW180248310 BCX0\">pouvez<\/span><span class=\"NormalTextRun SCXW180248310 BCX0\"> faire face.<\/span><\/span><span class=\"EOP SCXW180248310 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span class=\"TextRun SCXW189516344 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW189516344 BCX0\">SWG RCG \u2013 la police <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW189516344 BCX0\">d\u2019assurance<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW189516344 BCX0\">responsabilit\u00e9<\/span><span class=\"NormalTextRun SCXW189516344 BCX0\"> G\u00e9n\u00e9rale <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW189516344 BCX0\">prot\u00e8ge<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW189516344 BCX0\">votre<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW189516344 BCX0\">entreprise<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW189516344 BCX0\">contre<\/span><span class=\"NormalTextRun SCXW189516344 BCX0\"> les <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW189516344 BCX0\">pertes<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW189516344 BCX0\">financi\u00e8res<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW189516344 BCX0\">auxquelles<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW189516344 BCX0\">vous<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW189516344 BCX0\">pouvez<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW189516344 BCX0\">\u00eatre<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW189516344 BCX0\">responsables<\/span><span class=\"NormalTextRun SCXW189516344 BCX0\">, <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW189516344 BCX0\">dont<\/span><span class=\"NormalTextRun SCXW189516344 BCX0\"> le <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW189516344 BCX0\">dommage<\/span><span class=\"NormalTextRun SCXW189516344 BCX0\"> \u00e0 la <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW189516344 BCX0\">propri\u00e9t\u00e9<\/span><span class=\"NormalTextRun SCXW189516344 BCX0\">, <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW189516344 BCX0\">blessures<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW189516344 BCX0\">personnelles<\/span><span class=\"NormalTextRun SCXW189516344 BCX0\"> et <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW189516344 BCX0\">pr\u00e9judice<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW189516344 BCX0\">publicitaire<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW189516344 BCX0\">caus\u00e9s<\/span><span class=\"NormalTextRun SCXW189516344 BCX0\"> par <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW189516344 BCX0\">vos<\/span><span class=\"NormalTextRun SCXW189516344 BCX0\"> services, <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW189516344 BCX0\">op\u00e9rations<\/span> <span class=\"NormalTextRun SCXW189516344 BCX0\">ou<\/span> <span class=\"NormalTextRun SCXW189516344 BCX0\">employ\u00e9s<\/span><span class=\"NormalTextRun SCXW189516344 BCX0\">. Elle <\/span><span class=\"NormalTextRun SCXW189516344 BCX0\">couvre<\/span><span class=\"NormalTextRun SCXW189516344 BCX0\"> les <\/span><span class=\"NormalTextRun SCXW189516344 BCX0\">actes<\/span> <span class=\"NormalTextRun SCXW189516344 BCX0\">n\u00e9gligents<\/span><span class=\"NormalTextRun SCXW189516344 BCX0\"> non-<\/span><span class=\"NormalTextRun SCXW189516344 BCX0\">professionnels<\/span><span class=\"NormalTextRun SCXW189516344 BCX0\"> pour <\/span><span class=\"NormalTextRun SCXW189516344 BCX0\">lesquels<\/span> <span class=\"NormalTextRun SCXW189516344 BCX0\">vous<\/span> <span class=\"NormalTextRun SCXW189516344 BCX0\">pouvez<\/span> <span class=\"NormalTextRun SCXW189516344 BCX0\">\u00eatre<\/span> <span class=\"NormalTextRun SCXW189516344 BCX0\">responsables<\/span><span class=\"NormalTextRun SCXW189516344 BCX0\">.<\/span><\/span><span class=\"EOP SCXW189516344 BCX0\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<h5><strong><span lang=\"EN-GB\">Faits saillants :<\/span><\/strong><\/h5>\n<p><span lang=\"EN-GB\">Nous pouvons prot\u00e9ger:<\/span><\/p>\n<p><span lang=\"EN-GB\">\u25cf\u00a0<\/span><span lang=\"EN-GB\">Responsabilit\u00e9 crois\u00e9e<\/span><\/p>\n<p><span lang=\"EN-GB\">\u25cf\u00a0<\/span><span lang=\"EN-GB\">Responsabilit\u00e9 contingente de l\u2019employeur<\/span><\/p>\n<p><span lang=\"EN-GB\">\u25cf\u00a0<\/span><span lang=\"EN-GB\">Risques produits apr\u00e8s-travaux (formule \u00e9tendue)<\/span><\/p>\n<p><span lang=\"EN-GB\">\u25cf\u00a0<\/span><span lang=\"EN-GB\">Nos polices sont en base de survenance de dommages, mais nous avons aussi l\u2019option r\u00e9clamation pr\u00e9sent\u00e9e<\/span><\/p>\n<p><span lang=\"EN-GB\">\u25cf\u00a0<\/span><span lang=\"EN-GB\">Nos polices peuvent offrir des extensions de garanties pour inclure: la malfa\u00e7on, le rappel de produits, les b\u00e9n\u00e9fices des employ\u00e9s, la responsabilit\u00e9 de l\u2019employeur pour les blessures physiques, des sous-limites pour les erreurs et omissions, de m\u00eame que la responsabilit\u00e9 erreurs et omissions des manufacturiers et la responsabilit\u00e9 pratiques d\u2019emploi.<\/span><\/p>\n<p><span lang=\"EN-GB\">\u25cf\u00a0<\/span><span lang=\"EN-GB\">Limites jusqu\u2019\u00e0 5 000 000$<\/span><\/p>\n<p><span lang=\"EN-GB\">\u25cf\u00a0<\/span><span lang=\"EN-GB\">Des franchises qui commencent \u00e0 1 000$ et qui peuvent \u00eatre personnalis\u00e9es selon le type de commerce et d\u2019op\u00e9rations<\/span><\/p>\n<p><span lang=\"EN-GB\">\u25cf\u00a0<\/span><span lang=\"EN-GB\">Protections qui peuvent \u00eatre accord\u00e9es pour les ventes \u00e0 travers le monde, dont les \u00c9tats-Unis, mais avec certaines limites pour les \u00c9tats-Unis<\/span><\/p>\n<p><span lang=\"EN-GB\">\u25cf\u00a0<\/span><span lang=\"EN-GB\">Am\u00e9nagement paysager\/jardinage pour les tiers, comprenant l\u2019application de fertilisants, de pesticides ou d\u2019herbicides. Excluant tout expos\u00e9\/risque de d\u00e9neigement<\/span><\/p>\n<p><span lang=\"EN-GB\">\u25cf\u00a0<\/span><span lang=\"EN-GB\">Soins pour les animaux et ventes de produits, grossistes et manufacturiers.<\/span><\/p>\n<p><span lang=\"EN-GB\">\u25cf\u00a0<\/span><span lang=\"EN-GB\">March\u00e9s fermiers\/d\u2019antiquit\u00e9s.<\/span><\/p>\n<p><span lang=\"EN-GB\">\u25cf\u00a0<\/span><span lang=\"EN-GB\">Vendeurs de nourritures itin\u00e9rants et restaurants avec repas pour emporter *excluant la vente d\u2019alcool*<\/span><\/p>\n<p><span lang=\"EN-GB\">\u25cf\u00a0<\/span><span lang=\"EN-GB\">Incluant mais pas limit\u00e9 \u00e0 la liste ici-bas.<\/span><\/p>\n<p><span lang=\"EN-GB\">\u25cf\u00a0<\/span><span lang=\"EN-GB\">Entrepreneurs<\/span><\/p>\n<p><span lang=\"EN-GB\">\u25cf\u00a0<\/span><span lang=\"EN-GB\">Cosm\u00e9tiques<\/span><\/p>\n<p><span lang=\"EN-GB\">\u25cf\u00a0<\/span><span lang=\"EN-GB\">Beaut\u00e9 et th\u00e9rapies (excluant les lits de bronzage)<\/span><\/p>\n<p><span lang=\"EN-GB\">\u25cf\u00a0<\/span><span lang=\"EN-GB\">Responsabilit\u00e9 exc\u00e9dentaire et umbrella<\/span><\/p>\n<p><span lang=\"EN-GB\">\u25cf\u00a0<\/span><span lang=\"EN-GB\">Manufacturiers<\/span><\/p>\n<p><span lang=\"EN-GB\">\u25cf\u00a0<\/span><span lang=\"EN-GB\">Paintball &amp; Laser Tag<\/span><\/p>\n<p><span lang=\"EN-GB\">\u25cf\u00a0<\/span><span lang=\"EN-GB\">Processeurs<\/span><\/p>\n<p><span lang=\"EN-GB\">\u25cf\u00a0<\/span><span lang=\"EN-GB\">Recyclage et assainissement sanitaire<\/span><\/p>\n<p><span lang=\"EN-GB\">\u25cf\u00a0<\/span><span lang=\"EN-GB\">Rem\u00e9diation<\/span><\/p>\n<p><span lang=\"EN-GB\">\u25cf\u00a0<\/span><span lang=\"EN-GB\">D\u00e9taillants<\/span><\/p>\n<p><span lang=\"EN-GB\">\u25cf\u00a0<\/span><span lang=\"EN-GB\">Grossistes<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span lang=\"EN-GB\">Le contenu de cet article est \u00e0 jour au moment de sa parution et il peut changer sans pr\u00e9avis.<\/span><\/p>\n<p><span class=\"NormalTextRun SCXW136217514 BCX0\">*Les <\/span><span class=\"NormalTextRun SCXW136217514 BCX0\">garanties<\/span> <span class=\"NormalTextRun SCXW136217514 BCX0\">varient<\/span> <span class=\"NormalTextRun SCXW136217514 BCX0\">selon<\/span><span class=\"NormalTextRun SCXW136217514 BCX0\"> les provinces.<\/span><\/p>\n<div align=\"center\">\n<hr align=\"center\" size=\"0\" width=\"96%\" \/>\n<\/div>\n<p><span lang=\"EN-GB\">Sources:<\/span><\/p>\n<ol start=\"1\" type=\"1\">\n<li><span lang=\"EN-GB\">https:\/\/www.statista.com\/statistics\/431661\/sales-of-retail-trade-in-canada\/<\/span><\/li>\n<li><span lang=\"EN-GB\">https:\/\/www.euromonitor.com\/retailing-in-canada\/report#<\/span><\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"<p>D\u00e9couvrez les plus r\u00e9centes tendances dans le march\u00e9 du commerce de d\u00e9tail canadien. <\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[19],"tags":[89,132],"class_list":["post-2745","post","type-post","status-publish","format-standard","hentry","category-news-fr","tag-swg-cgl-fr","tag-swg-rcp"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/swgins.com\/fr\/wp-json\/wp\/v2\/posts\/2745","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/swgins.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/swgins.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/swgins.com\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/swgins.com\/fr\/wp-json\/wp\/v2\/comments?post=2745"}],"version-history":[{"count":4,"href":"https:\/\/swgins.com\/fr\/wp-json\/wp\/v2\/posts\/2745\/revisions"}],"predecessor-version":[{"id":6205,"href":"https:\/\/swgins.com\/fr\/wp-json\/wp\/v2\/posts\/2745\/revisions\/6205"}],"wp:attachment":[{"href":"https:\/\/swgins.com\/fr\/wp-json\/wp\/v2\/media?parent=2745"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/swgins.com\/fr\/wp-json\/wp\/v2\/categories?post=2745"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/swgins.com\/fr\/wp-json\/wp\/v2\/tags?post=2745"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}