SWG Enviro: 4 Things to Include for a Quicker Submission

Feb 2020

From mould buildup in a residential construction site to sudden high-stakes oil spills, environmental pollution impacts all kinds of businesses, whether they’re a small contractor or a large manufacturing facility, an engineering firm or a mom and pop shop.


SWG PL - Protecting Management and Business Consultancies

Feb 2020

The consulting industry in Canada has steadily grown over the last decade. Industry studies project steady growth with stable competition and demand over the next three years. (1)


SWG CGL - Importers, Exporters and Wholesalers: Insuring a Growing Industry

Jan 2020

The importers, exporters, and wholesalers industry is growing in Canada. In 2018, close to 180,000 Canadian enterprises imported or exported over $1 trillion in goods. In the same year, the export of goods rose by 8.1% to a record $522.8 billion. (1)

Whether it’s inventory, cargo and transportation, commercial vehicles, or the company premises, a lot can go wrong and risks are easy to overlook. For brokers looking to enter this industry, knowing the exposures and being able to provide comprehensive coverage is key.


SWG Host - Forcible Ejection? We Cover That.

Jan 2020

Commercial liquor hosts are held to a high standard of responsibility for the safety of their patrons. In Canada, a patron who sustained injuries during the process of being forcibly removed from a restaurant can sue the host for Forcible Ejection. Despite this being a common legal issue, many insurance companies have a hidden Forcible Ejection exclusion, or those that do have a very low limit. That is why South Western provides this type of coverage so that brokers can present more options for mitigating exposures.


SWG Property - Upgrading Insurance Protection for Rented Dwellings

Jan 2020

Landowners are not just responsible for collecting rent payments. They are responsible for managing the upkeep, maintenance, and protection of their properties and those who enter as tenants or visitors.


SWG SECURE: Security Services Insurance is in Season

Jan 2020

Security measures have become a central concern for retail businesses, corporations, educational institutions, and other organizations as the winter season kicks into full swing. Shopping centres expect a spike in both crowds and holiday theft. Universities and colleges increase security guard presence on campus as the days get shorter. Statistics Canada reported a 14% increase in shoplifting of $5,000 or under, a 15% increase in theft over $5,000, and a 12% increase in fraud between 2017 and 2018. The number and severity of reports of fraud, including identity theft, have also been steadily increasing (46%) since 2008. (1)


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