How can you ensure an insurance policy adequately covers and protects the value of a property in the event of a partial or total loss? The key is insurance-to-value. The insurance-to-value ratio is the percentage of insurance coverage equal to the replacement cost of the insured property.

South Western Insurance Group (SWG) proudly celebrates 60 years in business this year, making it one of the country's longest-standing and respected managing general agents (MGA). Also, in recognition of SWG's achievement this year, the company was awarded the distinction of being a five-star MGA by Insurance Business Canada.

Alarm systems are installed for protection, security, and to reduce insurance premiums. In Canada, the Security Alarm Services industry offers the installation, maintenance, and monitoring of alarm, fire, and surveillance equipment.

In less than a decade, McKinsey & Company has forecasted that the leading claims organizations will combine and harness the best attributes of artificial and human intelligence to eliminate blind spots. (1) SWG's goal when handling claims is to offer the best technology and human expertise possible. That is why we joined forces with the International Programs Group (IPG), a third-party administration company that serves the London market within SCM Insurance Services.

Construction contractors understand the importance of having general liability, workers' compensation, and inland marine insurance. Another important consideration is environmental insurance.

Alarm monitoring centres are places where trained operators handle alarm events. Sometimes, these centres are staffed by employees of home security providers. In other cases, they are third-party companies subcontracted by security companies, makers of personal medical alerts, and similar companies.