In the face of challenges, the retail industry has shown agility and resilience in adapting to the market and customer needs, including the COVID-19 pandemic lockdowns.

The recent increase in vacant properties has drawn attention nationwide, and that trend shows no sign of abating. In 2019, there were 66,000 empty homes in Toronto, 64,000 vacant houses in Montreal, and 20,000 vacant properties in Calgary, Ottawa, and Edmonton. (1) While investor speculation and short-term rentals certainly contribute to high vacancy rates in urban areas, they are not the only reasons for your clients' vacant properties.

With winter right around the corner, there can be a host of problems for church buildings, especially large old ones. Check out this winter checklist to make sure your faith organization client's place of worship is winter-ready.

How are beauticians, barbers, hairstylists, and other salon professionals faring during the lockdown? Many salons are struggling to keep their lights on, which isn't surprising. That's why news reports indicate many have gone underground.

As ongoing labour shortages continue to hamper certain sectors, COVID-19 pandemic economic effects are squeezing businesses already struggling to find workers. Businesses of all sizes say they are having difficulty finding workers, so employers are offering more incentives such as higher wages, bonuses, and flexible work schedules in an attempt to attract workers.

How can you ensure an insurance policy adequately covers and protects the value of a property in the event of a partial or total loss? The key is insurance-to-value. The insurance-to-value ratio is the percentage of insurance coverage equal to the replacement cost of the insured property.