SWG CGL - Excess & Umbrella Stops Coverage Problems Before They Start

Apr 2020

One of the greatest challenges facing the auto parts manufacturing industry right now are labour gaps. According to a 2019 report, the manufacturing industry suffers globally from a widening skills gap, and this problem is largely caused by market fluctuations and changes in the availability of skilled artisans. (1)

SWG Elite - Cottages: Insuring An Evolving Market

Mar 2020

Across Canada, recreational properties are seeing a steady increase in price year after year a 2017-2019 study finds. In fact, prices and inventory in this market are rising in most provinces with the exception of Saskatchewan and Alberta. The same survey also showed that Millennials are increasingly in the market to buy cabins, cottages, and other recreational properties. (1)

SWG Property - Commercial Property: Protecting Places of Worship with Specialized Coverage

Mar 2020

On a sunny morning in the spring of 2019, parishioners arrived at St. Joseph’s Church in Mission, B.C. for Sunday morning service to find its doors and walls covered in graffiti. (1) For the church’s staff, petty crimes like this are a common occurrence. In the last six months St. Joseph’s had been vandalised twice, had suffered break-ins, and had donation box money stolen.


Mar 2020

As the spread of COVID-19 grows across our country, Three Holdings Inc. and our operating companies, South Western Insurance Group, MedThree Insurance Group, and Optisure, have taken precautions to limit the exposure of this virus to our staff, their families, our valued clients, guests, stakeholders, supply chain, and the communities in which they live and work. In doing so, we have closed all of our physical offices as part of the social distancing protocols recommended by the Chief Medical Officers at both the Federal and Provincial levels.

SWG Elite: Aviva Elite’s Leisure Program Gives Clients More Flexibility

Mar 2020

Canadians are changing the way they spend their leisure time, and the leisure & lifestyle market is changing with it. Retiring boomers are taking over the winter visitor population, opting for smaller camper vehicles as they downsize. Meanwhile, the motorhome vehicle industry has innovated to appeal to both this retiring population and to established millennials, who are opting for RVs over cottages in increasing numbers. (1)

SWG Property: Flood Coverage Could Be an Approved Part of Your Next SWG Property Policy

Mar 2020

Canada is feeling the effects of climate change more intensely than its neighbour to the south. Thawing permafrost, earlier spring runoff, milder winters with more rainfall, and rising sea levels are just a few examples of how Canada has experienced the impact of a changing climate. (1) For property owners, this means damage to local infrastructure, through events such as flooding, are becoming a more frequent and less predictable risk.