Canada is feeling the effects of climate change more intensely than its neighbour to the south. Thawing permafrost, earlier spring runoff, milder winters with more rainfall, and rising sea levels are just a few examples of how Canada has experienced the impact of a changing climate. (1) For property owners, this means damage to local infrastructure, through events such as flooding, are becoming a more frequent and less predictable risk.

More than 20% of Canadians have at least one tattoo. And, unfortunately, tattoo fails are notoriously - or hilariously - common. Though many mistakes are humorous and some even ironic (“no regrets”), unintentional typos are no laughing matter. In fact, the psychological impact of a poorly executed concept can be devastating to clients.

From mould build-up in a residential construction site to sudden high-stakes oil spills, environmental pollution impacts all kinds of businesses, whether they’re a small contractor or a large manufacturing facility, an engineering firm or a mom and pop shop.

From mould buildup in a residential construction site to sudden high-stakes oil spills, environmental pollution impacts all kinds of businesses, whether they’re a small contractor or a large manufacturing facility, an engineering firm or a mom and pop shop.

The consulting industry in Canada has steadily grown over the last decade. Industry studies project steady growth with stable competition and demand over the next three years. (1)

The importers, exporters, and wholesalers industry is growing in Canada. In 2018, close to 180,000 Canadian enterprises imported or exported over $1 trillion in goods. In the same year, the export of goods rose by 8.1% to a record $522.8 billion. (1)

Whether it’s inventory, cargo and transportation, commercial vehicles, or the company premises, a lot can go wrong and risks are easy to overlook. For brokers looking to enter this industry, knowing the exposures and being able to provide comprehensive coverage is key.