Excess & Umbrella: Adding More Liability Insurance Could Save Your Client’s Business

Nov 2019

As claims costs skyrocket, many Canadian markets are facing increased risk of financial hardship. Commercial transportation clients, for instance, are feeling the squeeze with court cases on the rise from accidents causing bodily injuries, theft of goods, and internet fraud. (1) With the frequency and increasing severity of losses in the shipping and transport industry, commercial transportation clients are just one example of Canadian businesses who will benefit from increased risk and legal expense litigation.

A Good Submission is in the Details: 7 Tips for a Successful and Speedy Quote

Nov 2019

Want to get the best coverage possible for your client, plus shave time and back-and-forth off the application process? The golden rule of submissions is “the more information provided up front, the better”. Having underwritten for a range of markets over the years, South Western Insurance Group knows that submissions can be a tedious chore for brokers. Unfortunately, this chore is made more tedious when brokers submit applications with overlooked details, missing receipts, and skipped text boxes.

SWG HOST- Hospitality Insurance Services: Serving Peace of Mind for the Holidays

Nov 2019

'Tis the season for organization-sponsored events at restaurants, clubs, bars, taverns, hotels, and pubs. And during this season of fun and festivities, commercial hosts have many reasons to be wary - especially where alcohol is made available.

SWG ENVIRO - Environmental Pollution Insurance: Helping Clients with Storage Tanks Sleep Better At Night

Nov 2019

Cleanup costs, natural resources and property damages, third-party injury, and civil penalties - a single storage tank spill can wreak havoc while incurring a mountain of costs for companies without pollution liability coverage. And since storage tank pollution liability is often excluded from standard commercial general liability, every business should consider pollution coverage for a complete risk management plan.

SWG ENVIRO - Environmental Pollution Insurance: Filling the Gaps in the Construction Industry

Nov 2019

Construction projects are rarely neat and tidy. In fact, with long project timelines, plus the constant exposure to hazardous materials and environmental contaminants, construction projects are liability landmines. Among the major risks in the construction industry, pollution liability is a major one. It affects not only contractors but also the people and properties neighbouring the construction site.

SWGPL - Professional Liability: Why More Nonprofit Organizations Need D&O Insurance

Oct 2019

There are over 86,000 registered charities in Canada. Since a vast number of these nonprofits operate on tight budgets, many of them end up spending the bulk of their resources on operations rather than risk management. But even with human rights laws in place, the directors and officers who serve ...